5985 Curtis Rd, Milton, FL 32571 Property Records

Santa Rosa County property record for 5985 Curtis Rd, Milton, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,901 sqft · built 2013
Lot Size	1.14 acres (49,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$590,000 (Sep 2020)
Tax Bill	$4,383 (2024)
Deeds & Mortgages	Dec 2022 Transfer Jan 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-2N-29-1980-00C00-0070`

Property Details

APN / Parcel Number

Primary APN	`30-2N-29-1980-00C00-0070`
Alternative APN	`N29230198000C000070`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,901 sqft Living Area
Gross Area	5,151 sqft
1st Floor Area	2,912 sqft
Upper Floors Area	989 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	49,920 sqft (1.14 acres)
Lot Dimensions	292 ft deep x 171 ft wide
Garage Type	Attached
Garage Area	574 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	318 sqft
Patio Area	358 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5985 CURTIS RD
City	MILTON
State	FL
Zip	32571-6705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	DESCRIPTION UPDATE FOR 2022 PORT OF LOT 7 BLK C 1ST ADDN JERNIGAN ACRES DES AS: BEG AT THE NE COR OF LOT 7 ON TH WLY R/W OF CURTIS RD & CRV THN SLY ON CRV 173.19 FT (R=1200.92 CB= S071403E D=081546 CH=173.04 FT) THN N874151W 324.55 FT THN N0221
Legal Range	29W
Legal Township	2N
Legal Section	30
Legal Subdivision	JERNIGAN ACRES/ALL
Legal Block	C
Legal Lot Number	7
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1026
Census Tract	10302

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5985 CURTIS RD, MILTON, FL 32571-6705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Jan 7, 2021	Deed of Trust, Mortgage · Construction Mortgage UNITED STATES OF AMERICA
Sep 11, 2020	Warranty Deed, Transfer · Conventional Mortgage CENTENNIAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2020 · Amount on Record
Deed Sale	Sep 11, 2020 · Amount on Record
Prior Sale	Jun 14, 2012 · Amount on Record
Deed Document Number	202047208
Deed Book / Page	4002 / 1495
Last Transfer Date	Nov 11, 2022
Transfer Doc	0043491408
Record Updated	Jun 8, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 6, 2022
Property Address	5985 CURTIS RD, PACE, FL 32571-6705
Document Number	0043491408
Book / Page	4349 / 1408
Map Reference	MB C PG 153
Instrument Date	Nov 11, 2022
Instrument	202266668
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5985 CURTIS RD, PACE, FL 32571-6705

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5985 CURTIS RD, PACE, FL 32571-6705

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5985 CURTIS RD, PACE, FL 32571-6705
Transaction Type	Mortgage
Record Updated	Mar 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5985 CURTIS RD, PACE, FL 32571-6705

Mortgage

Document Number	0040530623
Date	Jan 7, 2021
Book Page	4053/623
Instrument	202100935

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 28, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Sep 11, 2020
Property Address	5985 CURTIS RD, PACE, FL 32571-6705
Document Number	0040021495
Book / Page	4002 / 1495
Map Reference	MB C PG 153
Instrument Date	Sep 9, 2020
Instrument	202047208
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	WEST FL TTL CO OF MILTON INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7520 HIDDEN FOREST TRL, 7520, PACE, FL 32571-8108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5985 CURTIS RD, PACE, FL 32571-6705

Mortgage

Document Number	0040021496
Date	Sep 11, 2020
Instrument	4002/1496

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$386,274 (+2.9%)	$512,894 (+4.6%) Land $55,000 Building $457,894
2024	$4,383.00 (+3.06%) Homeowner's exemption	$375,388 (+3%)	$490,333 (+1.86%) Land $50,000 Building $440,333
2023	$4,253.00 (+2.41%) Homeowner's exemption	$364,454 (+3%)	$481,372 (+0.74%) Land $45,000 Building $436,372
2022	$4,153.00 Homeowner's exemption	$353,839	$477,822 Land $45,000 Building $432,822

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 149 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	149 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHUMUCKLA WATER SYSTEM, INC. private · serves 5,527 people · EPA ID FL1570140
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Conexon Connect, T-Mobile.

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