5985 Cockerham Pl, La Plata, MD 20646 Property Records

Charles County property record for 5985 Cockerham Pl, La Plata, MD 20646

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,350 sqft · built 1948
Lot Size0.678 acres (29,533 sqft)
OwnerIndividual Name on File
Last Sale$365,000 (Nov 2023)
Tax Bill$6,871 (2025)
Deeds & MortgagesJan 2024 Mortgage
Nov 2023 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN10-003997

Property Details

APN / Parcel Number

Primary APN10-003997
Alternative APN
  • 003997

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,350 sqft Living Area
1st Floor Area1,350 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleConventional
Exterior MaterialOther
Roof MaterialComposition Shingle
Lot Area29,533 sqft (0.678 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number003997
Street Address5985 COCKERHAM PL
CityLA PLATA
StateMD
Zip20646-4611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeWCD
Legal Description0.678 AC S/S RT 225 NR RIPLEY
Legal SubdivisionTOWN OF LA PLATA
Legal Block1
JurisdictionCHARLES MD
Township / Civil Division10, MARBURY
Census Block Group1
Census Block1007
Census Tract850600

Owner

5985 Cockerham Pl is owned and occupied by an individual who bought it in November 2023.

Source: Charles County records, as of October 9, 2026

Owner of RecordIndividual Name on File
Mailing Address5985 COCKERHAM PL, LA PLATA, MD 20646-4611
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2024Deed of Trust, Mortgage · Conventional Mortgage
AMERIS BANK
Nov 17, 2023Deed, Transfer · Conventional Mortgage
AMERIS BANK
Apr 1, 2022Deed of Trust, Mortgage · Commercial Mortgage
LYNK INVESTMENTS LLC
Feb 10, 2021Intrafamily Transfer, Transfer
TRUSTED TITLE SERVICES LLC
Sep 14, 2020Grant Deed, Transfer · Line of Credit
OTHER INSTITUTIONAL LENDERS
Jun 28, 2019Deed in Lieu of Foreclosure, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 17, 2023 · Amount on File
Deed SaleNov 17, 2023 · Amount on File
Prior SaleSep 14, 2020 · Amount on File
Deed Book / Page13118 / 374
Prior Transfer DateJun 7, 2019
Prior Transfer Doc0106920277
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address5985 COCKERHAM PL, LA PLATA, MD 20646-4611
Transaction TypeMortgage
Record UpdatedJan 23, 2024
Title CompanyREALTY TITLE INC, REALITY TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address11001 N KEYS RD, BRANDYWINE, MD 20613-8283

Mortgage

Document Number0131670337
DateJan 10, 2024
Book Page13167/337
Lender
NameAMERIS BANK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueDec 1, 2053

November 2023: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateNov 17, 2023
Property Address5985 COCKERHAM PL, LA PLATA, MD 20646-4611
Document Number0131180374
Book / Page13118 / 374
Instrument DateNov 14, 2023
Transaction TypeTransfer
Record UpdatedDec 12, 2023
Title CompanyREALTY TITLE SERVICES INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$912.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address5985 COCKERHAM PL, LA PLATA, MD 20646-4611

Mortgage

Document Number0013118381
DateNov 17, 2023
Instrument13118/381
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2053

Mortgage

Document Number0131180400
DateNov 17, 2023
Book Page13118/400
Lender
NameAMERIS BANK
TypeBank
Address31368
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term61 Months
DueDec 1, 2028

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address5985 COCKERHAM PL, LA PLATA, MD 20646-4611
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address10580 MCCONNELL PL, WHITE PLAINS, MD 20695-3106

Mortgage

Document Number0124860074
DateApr 1, 2022
Book Page12486/74
Lender
NameLYNK INVESTMENTS LLC
TypeNon-Lending Institution
AddressRALEIGH, NC 27615
Agreement
TypeCommercial Mortgage
AmountAmount on Record

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHARLES MD
Recording DateFeb 10, 2021
Property Address5985 COCKERHAM PL, LA PLATA, MD 20646-4611
Document Number0116020389
Book / Page11602 / 389
Instrument DateJan 28, 2021
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyTRUSTED TITLE SERVICES LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10580 MCCONNELL PL, WHITE PLAINS, MD 20695-3106

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLES MD
Recording DateSep 14, 2020
Property Address5985 COCKERHAM PL, LA PLATA, MD 20646-4611
Document Number0113180063
Book / Page011318 / 000063
Instrument DateAug 27, 2020
Transaction TypeTransfer
Record UpdatedOct 19, 2020
Title CompanyTRUSTED TITLE SERVICES LLC, TRUSTED TITLE SVCS LLC

Transaction

AmountAmount on Record
Tax$89.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5985 COCKERHAM PL LA PLATA MD 206464611, LA PLATA, MD 20646-4611

Mortgage

Document Number113180068
DateSep 14, 2020
Book Page011318/000068
Lender
NameOTHER INSTITUTIONAL LENDERS
TypeBank
AddressRALEIGH, NC 27613
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

June 2019: Deed in Lieu of Foreclosure, Foreclosure

Document TypeDeed in Lieu of Foreclosure
JurisdictionCHARLES MD
Recording DateJun 28, 2019
Property Address5985 COCKERHAM PL, LA PLATA, MD 20646-4611
Document Number0106920277
Book / Page010692 / 000277
Instrument DateJun 7, 2019
Transaction TypeForeclosure
Record UpdatedJul 10, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$72.82
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address102 W PENNSYLVANIA AVE #102 TOWSON MD 212044550, 102, TOWSON, MD 21204-4550

Tax Assessment & Valuation

The 2025 property tax bill for 5985 Cockerham Pl was $6,871 with a homeowner's exemption.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$248,700 (+17.09%)$321,300 (+51.27%) Land $110,400 Building $210,900
2025$6,871.00 Homeowner's exemption$212,400 Land $85,400 Building $127,000$212,400 Land $85,400 Building $127,000
2023$2,420.00$156,533$212,400 Land $85,400 Building $127,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5985 Cockerham Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5985 Cockerham Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
1,200 / 35

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