5985 Calvert Way, Eldersburg (Sykesville), MD 21784 Property Records

Carroll County property record for 5985 Calvert Way, Eldersburg, MD 21784

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,612 sqft · built 1998
Lot Size	0.318 acres (13,844 sqft)
Owner	2 Trust Names on File
Last Sale	$635,000 (Dec 2023)
Tax Bill	$6,726 (2026)
Deeds & Mortgages	Dec 2023 Sale Sep 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`05-094119`

Property Details

APN / Parcel Number

Primary APN	`05-094119`
Alternative APNs	`5094119` `094119`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,612 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,844 sqft (0.318 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	85 sqft
Deck Area	286 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	094119
Street Address	5985 CALVERT WAY
City	SYKESVILLE
State	MD
Zip	21784-8582
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-200
Legal Description	LT 138 -13844 SQ FT 5985 CALVERT WAY 41-150/ EDGEWOOD SEC 6
Legal Subdivision	EDGEWOOD
Legal Lot Number	138
Jurisdiction	CARROLL MD
Township / Civil Division	5, FREEDOM
Census Block Group	2
Census Block	2000
Census Tract	505101

Owner

5985 Calvert Way is owner-occupied and held in a trust since December 2023.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	5985 CALVERT WAY, SYKESVILLE, MD 21784-8582
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2023	Deed, Transfer BLUE RIDGE TITLE COMPANY
Sep 8, 2022	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BANK
May 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC
Apr 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Sep 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Jun 22, 2022	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BANK
Jun 28, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2023 · Amount on File
Deed Sale	Dec 12, 2023 · Amount on File
Prior Sale	Dec 10, 1998 · Amount on File
Deed Book / Page	11162 / 227
Prior Transfer Date	Jun 17, 2022
Prior Transfer Doc	0108230028
Record Updated	Oct 29, 2026

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Dec 12, 2023
Property Address	5985 CALVERT WAY, ELDERSBURG, MD 21784-8582
Document Number	0111620227
Book / Page	11162 / 227
Map Reference	MB 41 FO 150
Instrument Date	Dec 1, 2023
Transaction Type	Transfer
Record Updated	Dec 21, 2023
Title Company	BLUE RIDGE TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$3,175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5985 CALVERT WAY, ELDERSBURG, MD 21784-8582

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	5985 CALVERT WAY, ELDERSBURG, MD 21784-8582
Transaction Type	Mortgage
Record Updated	Sep 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5985 CALVERT WAY, SYKESVILLE, MD 21784-8582

Mortgage

Document Number	0108780477
Date	Sep 8, 2022
Book Page	10878/477

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank
Address	UPPERCO, MD 21155

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Aug 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	5985 CALVERT WAY, ELDERSBURG, MD 21784-8582
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	ADVANTAGE TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090260304
Date	May 31, 2018
Book Page	9026/0304

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23462

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	5985 CALVERT WAY, ELDERSBURG, MD 21784-8582
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096240128
Date	Apr 7, 2020
Book Page	9624/128

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2040

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	5985 CALVERT WAY, ELDERSBURG, MD 21784-8582
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	BLUE RIDGE TITLE COMPANY, BLUE RIDGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5985 CALVERT WAY, SYKESVILLE, MD 21784-8582

Mortgage

Document Number	0104620293
Date	Sep 22, 2021
Book Page	10462/293

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	5985 CALVERT WAY, ELDERSBURG, MD 21784-8582
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5985 CALVERT WAY, SYKESVILLE, MD 21784-8582

Mortgage

Document Number	0108140224
Date	Jun 22, 2022
Book Page	10814/224

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank
Address	UPPERCO, MD 21155

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	May 25, 2047

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL MD
Recording Date	Jun 28, 2022
Property Address	5985 CALVERT WAY, ELDERSBURG, MD 21784-8582
Document Number	0108230028
Book / Page	10823 / 28
Map Reference	MB 41 FO 150
Instrument Date	Jun 17, 2022
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5985 CALVERT WAY, SYKESVILLE, MD 21784-8582

Tax Assessment & Valuation

The 2026 property tax bill for 5985 Calvert Way was $6,726, up 7.8% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,726.00 (+7.81%)	$580,133 (+8.1%)	$623,600 (-) Land $200,000 Building $423,600
2025	$6,239.00	$536,667	$623,600 Land $200,000 Building $423,600
2023	$5,413.00 Homeowner's exemption	$479,033	$493,200 Land $180,000 Building $313,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5985 Calvert Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5985 Calvert Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEDOM DISTRICT serves 24,867 people · EPA ID MD0060002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2019 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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