5985 75th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 5985 75th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 1,736 sqft · built 2015
Lot Size	21.8 acres (950,479 sqft)
Owner	2 Individual Names on Record
Last Sale	$106,000 (Jul 2016)
Tax Bill	$5,506 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Aug 2017 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`40-031-2300`

Property Details

APN / Parcel Number

Primary APN	`40-031-2300`
Alternative APNs	`40-00031-2300` `2705`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,736 sqft Living Area
1st Floor Area	1,736 sqft
Basement Area	1,430 sqft
Finished Basement	1,430 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	950,479 sqft (21.8 acres)
Garage Type	Attached
Garage Area	1,164 sqft
Driveway	Driveway

Exterior Amenities

Porch	Open Porch
Porch Area	414 sqft
Deck Area	144 sqft
Patio Area	72 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5985 75TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-9752
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A
Legal Description	N 1-2 OF SW 1-4 OF NW 1-4. EX PARCEL 15, SHERBURNE COUNTY HIGHWAY R-O-W PLAT NO 8.
Legal Range	29W
Legal Township	35N
Legal Section	31
Jurisdiction	SHERBURNE MN
Township / Civil Division	PALMER
Census Block Group	1
Census Block	1043
Census Tract	30302

Owner

Source: Sherburne County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5985 75TH AVE SE, SAINT CLOUD, MN 56304-9752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FALCON NATIONAL BANK
Aug 17, 2017	Quit Claim Deed, Transfer STEARNS COUNTY ABSTRACT COMPANY, STEARNS CNTY ABSTRACT CO
Aug 11, 2017	Loan Modification, Mortgage FALCON NAT'L BK
Apr 13, 2017	Loan Modification, Mortgage FALCON NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2016 · Amount on Record
Deed Sale	Jul 14, 2016 · Amount on Record
Prior Sale	Oct 17, 2014 · Amount on Record
Deed Document Number	2016823279
Prior Transfer Date	Jun 13, 2013
Prior Transfer Doc	0000773133
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	5985 75TH AVE SE, SAINT CLOUD, MN 56304-9752
Transaction Type	Mortgage
Record Updated	Oct 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000895623
Date	Jul 10, 2020
Instrument	895623

Lender

Name	FALCON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHERBURNE MN
Recording Date	Aug 17, 2017
Property Address	5985 75TH AVE SE, SAINT CLOUD, MN 56304-9752
Document Number	0000843648
Instrument Date	Aug 11, 2017
Instrument	843648
Transaction Type	Transfer
Record Updated	Sep 27, 2017
Title Company	STEARNS COUNTY ABSTRACT COMPANY, STEARNS CNTY ABSTRACT CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5985 75TH AVE SE ST CLOUD MN 563049752, ST CLOUD, MN 56304-9752

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SHERBURNE MN
Property Address	5985 75TH AVE SE, SAINT CLOUD, MN 56304-9752
Document Number	0000843649
Instrument Date	Aug 11, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	STEARNS COUNTY ABSTRACT COMPANY, STEARNS CNTY ABSTRACT CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5985 75TH AVE SE ST CLOUD MN 563049752, ST CLOUD, MN 56304-9752

Mortgage

Document Number	0000843649
Date	Aug 17, 2017
Instrument	843649

Lender

Name	FALCON NAT'L BK
Type	Bank
Address	FOLEY, MN 56329

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SHERBURNE MN
Property Address	5985 75TH AVE SE, SAINT CLOUD, MN 56304-9752
Document Number	0000838176
Instrument Date	Apr 13, 2017
Transaction Type	Mortgage
Record Updated	May 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5985 75TH AVE SE ST CLOUD MN 563049752, ST CLOUD, MN 56304-9752

Mortgage

Document Number	0000838176
Date	May 8, 2017
Instrument	838176

Lender

Name	FALCON NAT'L BK
Type	Bank
Address	FOLEY, MN 56329

Agreement

Term	12 Months
Due	May 7, 2018

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
County Subdivision	Palmer Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,506.00 (+18.15%)	$595,000 (+634.57%) Land $203,000 Building $392,000	$595,000 (+634.57%) Land $203,000 Building $392,000
2023	$4,660.00	$81,000 Land $81,000
2021			$81,000 Land $81,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: T-Mobile.

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