5982 Stone Rd, Lockport, NY 14094 Property Records

Niagara County and Lockport Town property record for 5982 Stone Rd, Lockport, NY 14094

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,774 sqft · built 1955
Lot Size	0.993 acres (43,258 sqft)
Owner	Individual Name on File
Last Sale	$202,000 (May 2022)
Tax Bill	$5,947 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`292600 94.04-1-58`

Property Details

APN / Parcel Number

Primary APN	`292600 94.04-1-58`
Alternative APN	`26000940040001058000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,774 sqft Living Area
1st Floor Area	1,774 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	43,258 sqft (0.993 acres)
Lot Dimensions	331 ft deep x 130 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5982 STONE RD
City	LOCKPORT
State	NY
Zip	14094-1305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HOLLAND LAND COMPANYS LAND
Legal Block	1
Legal Lot Number	58.000
Jurisdiction	NIAGARA NY
Township / Civil Division	LOCKPORT
Census Block Group	4
Census Block	4012
Census Tract	23401

Owner

5982 Stone Rd is owned and occupied by an individual who bought it in May 2022.

Source: Niagara County and Lockport Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	5982 STONE RD, LOCKPORT, NY 14094-1305
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Sep 16, 2020	Deed of Trust, Mortgage PLAZA HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2022 · Amount on File
Deed Sale	May 23, 2022 · Amount on File
Prior Sale	Sep 16, 2020 · Amount on File
Deed Document Number	20229785
Prior Transfer Date	Oct 28, 2013
Prior Transfer Doc	0000002202
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NIAGARA NY
Recording Date	May 23, 2022
Property Address	5982 STONE RD, LOCKPORT, NY 14094-1305
Document Number	0000009785
Instrument Date	May 9, 2022
Instrument	2022-09785
Transaction Type	Transfer
Record Updated	Jun 14, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$808.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5982 STONE RD, 5982, LOCKPORT, NY 14094-1305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 LOCUST ST APT 1, 1, LOCKPORT, NY 14094-4559

Mortgage

Document Number	0000009786
Date	May 23, 2022
Instrument	2022-09786

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	5982 STONE RD, LOCKPORT, NY 14094-1305
Document Number	0000014663
Instrument Date	Sep 16, 2020
Transaction Type	Mortgage
Record Updated	Oct 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6926 MAPLE DR NORTH TONAWANDA NY 141201006, NORTH TONAWANDA, NY 14120-1006

Mortgage

Document Number	0000014663
Date	Sep 16, 2020
Instrument	14663

Lender

Name	PLAZA HM MTG
Type	Mortgage Company
Address	WAKEFIELD, MA 01880

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 15, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 5982 Stone Rd was $5,947, down 2% from the year before.

Source: Niagara County and Lockport Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
County Subdivision	Lockport Town
Unified School District	Lockport City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,947.00 (-2.04%)
2025	$6,071.00	$224,000 Land $28,800 Building $195,200	$224,000 Land $28,800 Building $195,200
2023		$224,000 Land $23,800 Building $200,200	$224,000 Land $23,800 Building $200,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5982 Stone Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1985–2000)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2000 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5982 Stone Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKPORT TOWN WDS serves 21,105 people · EPA ID NY3100563
Water Source	Purchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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