5982 Ridgeway Dr, Pollock Pines, CA 95726 Property Records

El Dorado County property record for 5982 Ridgeway Dr, Pollock Pines, CA 95726

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,512 sqft · built 1996
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$405,000 (Jul 2019)
Tax Bill	$4,874 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`101-190-050-000`

Property Details

APN / Parcel Number

Primary APN	`101-190-050-000`
Alternative APN	`1011905010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Construction Type	Wood
Lot Area	217,800 sqft (5 acres)
Terrain	Combination
View / Lot	Good
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces
Patio Area	284 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Old Parcel Number	1011905010
Street Address	5982 RIDGEWAY DR
City	POLLOCK PINES
State	CA
Zip	95726-9525
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PM 44/92/A
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	1
Census Block	1007
Census Tract	31405

Owner

Source: El Dorado County records, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5982 RIDGEWAY DR, POLLOCK PINES, CA 95726-9525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Intrafamily Transfer, Transfer · Line of Credit THE GOLDEN 1 CU
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage JMAC LENDING INC
Jul 29, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 26, 2018	Grant Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2019 · Amount on Record
Deed Sale	Jul 29, 2019 · Amount on Record
Prior Sale	Jul 29, 2019 · Amount on Record
Deed Document Number	0000029572
Last Transfer Date	Sep 24, 2025
Transfer Doc	0000027099
Record Updated	Jun 7, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Sep 24, 2025
Property Address	5982 RIDGEWAY DR, POLLOCK PINES, CA 95726-9525
Document Number	0000027099
Map Reference	MB 44 PG 92
Instrument Date	Sep 15, 2025
Instrument	2025-0027099
Transaction Type	Transfer
Record Updated	Oct 2, 2025
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5982 RIDGEWAY DR, POLLOCK PINES, CA 95726-9525

Mortgage

Document Number	0000027100
Date	Sep 24, 2025
Instrument	2025-0027100

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	5982 RIDGEWAY DR, POLLOCK PINES, CA 95726-9525
Transaction Type	Mortgage
Record Updated	Jul 30, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5982 RIDGEWAY DR, POLLOCK PINES, CA 95726-9525

Mortgage

Document Number	0000057781
Date	Oct 14, 2020
Instrument	2020-0057781

Lender

Name	JMAC LENDING INC
Type	Mortgage Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jul 29, 2019
Property Address	5982 RIDGEWAY DR, POLLOCK PINES, CA 95726-9525
Document Number	0000029572
Map Reference	MB 44 PG 92
Instrument Date	Jul 16, 2019
Instrument	2019-0029572
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5982 RIDGEWAY DR, POLLOCK PINES, CA 95726-9525

Mortgage

Document Number	0000029573
Date	Jul 29, 2019
Instrument	2019-0029573

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jun 26, 2018
Property Address	5982 RIDGEWAY DR, POLLOCK PINES, CA 95726-9525
Document Number	0000024607
Map Reference	MB 44 PG 92
Instrument Date	Jun 22, 2018
Instrument	2018-0024607
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5982 RIDGEWAY DR, POLLOCK PINES, CA 95726-9525

Mortgage

Document Number	0000024608
Date	Jun 26, 2018
Instrument	2018-0024608

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Pollock Pines Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,874.00 (+6.65%)	$442,921 (+4.04%) Land $120,298 Building $322,623
2023	$4,570.00 (+1.56%)	$425,725 Land $115,628 Building $310,097
2022	$4,500.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 78% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Cal.net.

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