Escambia County property record for 5981 Providence Loop, Pensacola, FL 32526
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,778 sqft · built 2008 |
| Lot Size | 0.136 acres (5,915 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $200,000 (Apr 2026) |
| Tax Bill | $1,577 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Apr 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-1S-30-4000-045-001 |
| Primary APN | 42-1S-30-4000-045-001 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,778 sqft Living Area |
| Gross Area | 2,178 sqft |
| 1st Floor Area | 1,778 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 5,915 sqft (0.136 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 41332525 |
|---|---|
| Street Address | 5981 PROVIDENCE LOOP |
| City | PENSACOLA |
| State | FL |
| Zip | 32526-2235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HDMU |
| Legal Description | LOT 45 BLOCK A PROVIDENCE MANOR S/D PB 18 P 93 OR 6510 P 1906 |
| Legal Range | 30W |
| Legal Township | 01S |
| Legal Section | 42 |
| Legal Subdivision | PROVIDENCE MANOR S/D |
| Legal Block | A |
| Legal Lot Number | 45 |
| Jurisdiction | ESCAMBIA FL |
| Township / Civil Division | PENSACOLA |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 3310 |
Source: Escambia County records, as of August 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3333 KEEGUN LOOP, PENSACOLA, FL 32526-9196 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 20, 2022 | Deed of Trust, Mortgage · VA Mortgage MID-AMERICAN MORTGAGE INC |
| Apr 2, 2026 | Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Apr 2, 2026 | Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Apr 2, 2026 | Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Jul 24, 2026 | Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2026 · Amount on Record |
| Deed Sale | Apr 2, 2026 · Amount on Record |
| Prior Sale | Sep 25, 2009 · Amount on Record |
| Deed Document Number | 202625235 |
| Deed Book / Page | 9470 / 508 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Property Address | 5981 PROVIDENCE LOOP, PENSACOLA, FL 32526-2235 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5981 PROVIDENCE LOOP, PENSACOLA, FL 32526-2235 |
| Document Number | 0087051514 |
|---|---|
| Date | Jan 20, 2022 |
| Book Page | 8705/1514 |
| Instrument | 2022006263 |
| Name | MID-AMERICAN MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ADDISON, TX 75001 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Apr 2, 2026 |
| Property Address | 5981 PROVIDENCE LOOP, PENSACOLA, FL 32526-2235 |
| Document Number | 0000025235 |
| Book / Page | 9470 / 508 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 202625235 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | CLEAR TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $141,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3333 KEEGUN LOOP, PENSACOLA, FL 32526-9196 |
| Document Number | 0000025236, |
|---|---|
| Date | Apr 2, 2026 |
| Book Page | 9470/510 |
| Instrument | 202625236 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Apr 2, 2026 |
| Property Address | 5981 PROVIDENCE LOOP, PENSACOLA, FL 32526-2235 |
| Document Number | 0000025236 |
| Book / Page | 9470 / 510 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 202625236 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|
| Document Number | 0000025236, |
|---|---|
| Date | Apr 2, 2026 |
| Book Page | 9470/510 |
| Instrument | 202625236 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Apr 2, 2026 |
| Property Address | 5981 PROVIDENCE LOOP, PENSACOLA, FL 32526-2235 |
| Document Number | 0094700508 |
| Book / Page | 9470 / 508 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 202625235 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | CLEAR TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $141,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3333 KEEGUN LOOP, PENSACOLA, FL 32526-9196 |
| Document Number | 0000025236, |
|---|---|
| Date | Apr 2, 2026 |
| Book Page | 9470/510 |
| Instrument | 202625236 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Jul 24, 2026 |
| Property Address | 5981 PROVIDENCE LOOP, PENSACOLA, FL 32526-2235 |
| Document Number | 0000057518 |
| Book / Page | 9526 / 1950 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 202657518 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|
| Document Number | 0000057518, |
|---|---|
| Date | Jul 24, 2026 |
| Book Page | 9526/1950 |
| Instrument | 202657518 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Escambia County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Escambia County |
| Unified School District | Escambia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,577.00 (+14.36%) Homeowner's exemption | $135,899 (+5.99%) | $246,745 (+4.53%) Land $40,000 Building $206,745 |
| 2024 | $1,379.00 (+1.25%) | ||
| 2023 | $1,362.00 (+2.79%) Homeowner's exemption | $128,223 (+3%) | $236,050 (+22.04%) Land $40,000 Building $196,050 |
| 2022 | $1,325.00 Homeowner's exemption | $124,489 | $193,425 Land $16,500 Building $176,925 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 39 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 3 (2014–2020) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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