5981 KY Route 172, Flatgap, KY 41219 Property Records

Johnson County property record for 5981 KY Route 172, Flatgap, KY 41219

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,734 sqft · built 1995
Lot Size	1.86 acres (81,022 sqft)
Owner	Individual Name on Record
Tax Bill	$1,035 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Oct 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`033-00-00-044.01`

Property Details

APN / Parcel Number

Primary APN	`033-00-00-044.01`
Alternative APN	`14653`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,734 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	81,022 sqft (1.86 acres)
Garage Type	Attached
Garage Area	576 sqft
Driveway	Gravel Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	14653
Street Address	5981 KY ROUTE 172
City	FLATGAP
State	KY
Zip	41219-8968
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.86 AC & IMP
Jurisdiction	JOHNSON KY
Township / Civil Division	FLATGAP
Census Block Group	2
Census Block	2008
Census Tract	960200

Owner

Source: Johnson County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5981 KY ROUTE 172, FLATGAP, KY 41219-8968
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2023	Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK
Oct 17, 2022	Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KY
Property Address	5981 KY ROUTE 172, FLATGAP, KY 41219-8968
Transaction Type	Mortgage
Record Updated	May 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M619/132
Date	Mar 29, 2023
Book Page	M619/132
Instrument	546375

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KY
Property Address	5981 KY ROUTE 172, FLATGAP, KY 41219-8968
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M615/144
Date	Oct 17, 2022
Book Page	M615/144
Instrument	543820

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 22, 2052

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Johnson County
Unified School District	Johnson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,035.00 (-2.17%) Homeowner's exemption	$147,000 (-) Land $15,000 Building $132,000	$147,000 (-) Land $15,000 Building $132,000
2023	$1,058.00 Disabled Person's exemption	$147,000	$147,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	13 (1983–2019)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Feb 2019 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, Flooding, Landslides, And Mudslide, Jul 2015 · 7 claims Severe Storms, Tornadoes, And Flooding, May 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 83% of Kentucky
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAINTSVILLE MUNICIPAL WATER WORKS serves 24,354 people · EPA ID KY0580340
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Foothills Communications Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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