Carroll County property record for 5981 Cecil Way, Eldersburg, MD 21784 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3.5 Baths |
| Year Built | Built 1995 |
| Square Footage | 2,204 sqft Total Area |
| Lot Size | 14,666 sqft (0.337 acres) |
| Garage | Attached, 400 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $670,000 (2024) |
| Tax Bill | $6,510.00 (2025) |
| Primary APN | 05-084377 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,204 sqft Total Area |
| Basement Area | 860 sqft Basement |
| Finished Basement | 860 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 14,666 sqft (0.337 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Deck Area | 240 sqft Deck |
| Patio Area | 240 sqft Patio |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 084377 |
|---|---|
| Street Address | 5981 CECIL WAY |
| City | SYKESVILLE |
| State | MD |
| Zip | 21784-8576 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 10 - 0.3367 AC 5981 CECIL WAY 39-20/18 EDGEWOOD SC 1 |
| Legal Subdivision | EDGEWOOD SEC 01 |
| Legal Lot Number | 10 |
| Jurisdiction | CARROLL MD |
| Minor Civil Division | 5, FREEDOM |
| Census Blockgroup | 2 |
| Census Block | 2008 |
| Census Tract | 505101 |
Source: Carroll County records · APN 05-084377
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5981 CECIL WAY, SYKESVILLE, MD 21784-8576 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 02, 2024 | Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP |
| Sep 01, 2023 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Sep 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Aug 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST PREFERENCE MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 02, 2024 · Amount on Record |
| Deed Sale | Apr 02, 2024 · Amount on Record |
| Prior Sale | Jul 22, 1998 · Amount on Record |
| Deed Book / Page | 11217 / 169 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Apr 02, 2024 |
| Property Address | 5981 CECIL WAY, ELDERSBURG, MD 21784-8576 |
| Document Number | 0112170169 |
| Book / Page | 11217 / 169 |
| Map Reference | MB 39 PG 20 |
| Instrument Date | Mar 25, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2024 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 5981 CECIL WAY, ELDERSBURG, MD 21784-8576 |
| Document Number | 0112170176 |
|---|---|
| Date | Apr 02, 2024 |
| Instrument | 11217-0176 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 5981 CECIL WAY, ELDERSBURG, MD 21784-8576 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Name | Verified Name |
|---|---|
| Address | 5981 CECIL WAY, SYKESVILLE, MD 21784-8576 |
| Document Number | 0111050460 |
|---|---|
| Date | Sep 01, 2023 |
| Book Page | 11105/460 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 18, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 5981 CECIL WAY, ELDERSBURG, MD 21784-8576 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0088080335 |
|---|---|
| Date | Sep 19, 2017 |
| Book Page | 8808/0335 |
| Instrument | 8808-0335 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 5981 CECIL WAY, ELDERSBURG, MD 21784-8576 |
| Document Number | 0098820271 |
| Instrument Date | Aug 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 5981 CECIL WAY ELDERSBURG MD 217848576, ELDERSBURG, MD 21784-8576 |
| Document Number | 0098820271 |
|---|---|
| Date | Oct 05, 2020 |
| Book Page | 009882/000271 |
| Name | FIRST PREFERENCE MTG |
|---|---|
| Type | Mortgage Company |
| Address | BALTIMORE, MD 21236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 04, 2050 |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $604,233 (+21.19%) | $647,100 (+24.8%) Land $200,000 Building $447,100 | |
| 2025 | $6,510.00 (+15.57%) | ||
| 2023 | $5,633.00 Homeowner's exemption | $498,567 | $518,500 Land $180,000 Building $338,500 |
5981 Cecil Way is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 41st in Maryland |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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