Sherburne County property record for 5981 16th Ave SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,027 sqft · built 1978 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,202 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-409-0310 |
| Primary APN | 25-409-0310 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,027 sqft Living Area |
| 1st Floor Area | 1,027 sqft |
| Basement Area | 910 sqft |
| Finished Basement | 910 sqft |
| Breakfast Nook | Breakfast Nook |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Foyer |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 32,670 sqft (0.75 acres) |
| Garage Type | Attached |
| Garage Area | 539 sqft |
| Driveway | Driveway |
| Porch | Open Porch |
|---|---|
| Porch Area | 41 sqft |
| Deck Area | 144 sqft |
| Wet Bar | Wet Bar |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 17348 |
|---|---|
| Street Address | 5981 16TH AVE SE |
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-9545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Description | LOT 1, BLK 3 |
| Legal Range | 30W |
| Legal Township | 35N |
| Legal Section | 31 |
| Legal Subdivision | HAVEN HILLS FIRST ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | HAVEN |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 30302 |
5981 16th Ave SE is owned and occupied by two individuals.
Source: Sherburne County records, as of September 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5981 16TH AVE SE, SAINT CLOUD, MN 56304-9545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GATE CITY BANK |
| Jun 8, 2018 | Warranty Deed, Transfer · Conventional Mortgage GATE CITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Property Address | 5981 16TH AVE SE, SAINT CLOUD, MN 56304-9545 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000909377 |
|---|---|
| Date | Jan 7, 2021 |
| Instrument | 909377 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 252 Months |
| Due | Feb 1, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Jun 8, 2018 |
| Property Address | 5981 16TH AVE SE, SAINT CLOUD, MN 56304-9545 |
| Document Number | 0000857162 |
| Instrument Date | May 25, 2018 |
| Instrument | 857162 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5981 16TH AVE SE, SAINT CLOUD, MN 56304-9545 |
| Document Number | 0000857163 |
|---|---|
| Date | Jun 8, 2018 |
| Instrument | 857163 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2048 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 5981 16th Ave SE was $2,202 with a homeowner's exemption.
Source: Sherburne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| County Subdivision | Haven Township |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $282,000 (-0.32%) Land $94,500 Building $187,500 | $282,000 (-0.32%) Land $94,500 Building $187,500 | |
| 2025 | $2,202.00 | $282,900 Land $94,500 Building $188,400 | $282,900 Land $94,500 Building $188,400 |
| 2023 | $1,932.00 | $261,100 Land $78,600 Building $182,500 | |
| 2021 | $261,100 Land $78,600 Building $182,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5981 16th Ave SE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5981 16th Ave SE is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Augusta serves 1,600 people · EPA ID MN1730063 |
|---|---|
| Water Source | Purchased surface water from Saint Cloud |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| AT&T Fixed Wireless | 100 / 20 |
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