5980 Irongate Rd, Creston, CA 93432 Property Records

San Luis Obispo County property record for 5980 Irongate Rd, Creston, CA 93432

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,842 sqft · built 1988
Lot Size	21.8 acres (950,044 sqft)
Owner	Company Name on Record
Last Sale	$1,195,000 (Sep 2018)
Tax Bill	$15,226 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Feb 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`043-061-014`

Property Details

APN / Parcel Number

Primary APN	`043-061-014`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,842 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Wood
Lot Area	950,044 sqft
Terrain	Above Road/Slope
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5980 IRONGATE RD
City	CRESTON
State	CA
Zip	93432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	PM 31/53 LT 13
Legal Subdivision	PARCEL MAP COAL-81-234
Legal Block	1
Legal Lot Number	13
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	1
Census Block	1003
Census Tract	13100

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 709, CRESTON, CA 93432-0709
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 5, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jan 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 18, 2018	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2018 · Amount on Record
Deed Sale	Sep 18, 2018 · Amount on Record
Prior Sale	Feb 24, 2004 · Amount on Record
Deed Document Number	201838465
Prior Transfer Date	Apr 8, 1994
Prior Transfer Doc	0000028141
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	5980 IRON GATE RD, CRESTON, CA 93432
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055612
Date	Dec 11, 2019
Instrument	2019055612

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	5980 IRON GATE RD, CRESTON, CA 93432
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004121
Date	Feb 5, 2019
Instrument	2019004121

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 28, 2049

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	5980 IRON GATE RD, CRESTON, CA 93432
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 709, CRESTON, CA 93432-0709

Mortgage

Document Number	0000001653
Date	Jan 8, 2021
Instrument	2021001653

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 18, 2018
Property Address	5980 IRON GATE RD, CRESTON, CA 93432
Document Number	0000038465
Map Reference	MB31 PG53
Instrument Date	Sep 4, 2018
Instrument	2018038465
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5980 IRON GATE RD, CRESTON, CA 93432

Mortgage

Document Number	0000038466
Date	Sep 18, 2018
Instrument	2018038466

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,359,700 (+2%) Land $563,222 Building $796,478
2025	$15,226.00 (+4.85%)	$1,333,040 (+4.04%) Land $552,179 Building $780,861
2024	$14,522.00 (+0.05%)
2023	$14,515.00 (+1.25%)	$1,281,278 Land $530,738 Building $750,540
2022	$14,336.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 52% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Surfnet Communications Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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