598 Waters Edge Loop, Henderson, NC 27537 Property Records

Vance County property record for 598 Waters Edge Loop, Henderson, NC 27537

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,018 sqft · built 2017
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$28,500 (Apr 2009)
Tax Bill	$3,614 (2026)
Deeds & Mortgages	Dec 2025 Line of Credit Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0361C04013`

Property Details

APN / Parcel Number

Primary APN	`0361C04013`
Alternative APNs	`0361C04012` `36192`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,018 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	36192
Street Address	598 WATERS EDGE LOOP
City	HENDERSON
State	NC
Zip	27537-5080
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Description	598 WATERS EDGE LOOP LOTS 8 & 9
Legal Block	04
Legal Lot Number	8-9
Jurisdiction	VANCE NC
Township / Civil Division	WILLIAMSBORO
Census Block Group	3
Census Block	3013
Census Tract	960200

Owner

Source: Vance County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	598 WATERS EDGE LOOP, HENDERSON, NC 27537-5080
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Jan 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage CAROLINAS TELCO FCU
Apr 6, 2018	Deed of Trust, Mortgage · Line of Credit CAROLINAS TELCO FCU
May 11, 2017	Deed of Trust, Mortgage · Construction Mortgage BRANCH BANKING AND TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2009 · Amount on Record
Deed Sale	Apr 24, 2009 · Amount on Record
Deed Document Number	20091630
Deed Book / Page	1198 / 747
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VANCE NC
Property Address	598 WATERS EDGE LOOP, HENDERSON, NC 27537-5080
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	598 WATERS EDGE LOOP, HENDERSON, NC 27537-5080

Mortgage

Document Number	001471/700
Date	Dec 22, 2025
Book Page	1471/700
Instrument	4383

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VANCE NC
Property Address	598 WATERS EDGE LOOP, HENDERSON, NC 27537-5080
Transaction Type	Mortgage
Record Updated	Feb 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001410/336
Date	Jan 19, 2022
Book Page	1410/336
Instrument	254

Lender

Name	CAROLINAS TELCO FCU
Type	Credit Union
Address	CHARLOTTE, NC 28208

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VANCE NC
Property Address	598 WATERS EDGE LOOP, HENDERSON, NC 27537-5080
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1341/0850
Date	Apr 6, 2018
Book Page	1341/0850
Instrument	01232

Lender

Name	CAROLINAS TELCO FCU
Type	Credit Union
Address	CHARLOTTE, NC 28208

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	264 Months
Due	Apr 5, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VANCE NC
Property Address	598 WATERS EDGE LOOP, HENDERSON, NC 27537-5080
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1326/0487
Date	May 11, 2017
Book Page	1326/0487
Instrument	01864

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Vance County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Vance County
Unified School District	Vance County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,614.00 (-3.88%)	$450,214 (-) Land $38,178 Building $412,036	$450,214 (-) Land $38,178 Building $412,036
2025	$3,760.00 (+42.86%)	$450,214 (+100.5%) Land $38,178 Building $412,036	$450,214 (+100.5%) Land $38,178 Building $412,036
2023	$2,632.00	$224,541 Land $40,000 Building $184,541	$224,541 Land $40,000 Building $184,541

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 units insured incl. 4 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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