598 Saddlebrook Dr, Payson, UT 84651 Property Records

Utah County property record for 598 Saddlebrook Dr, Payson, UT 84651

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,324 sqft · built 1999
Lot Size	0.164 acres (7,144 sqft)
Owner	Individual Name on Record
Last Sale	$478,800 (Jun 2026)
Tax Bill	$2,690 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`52-780-0061`

Property Details

APN / Parcel Number

Primary APN	`52-780-0061`
Alternative APN	`132054`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,324 sqft Living Area
Gross Area	3,132 sqft
1st Floor Area	1,324 sqft
Basement Area	1,324 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	A-Frame
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	7,144 sqft (0.164 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Raised Porch
Porch Area	266 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	132054
Street Address	598 SADDLEBROOK DR
City	PAYSON
State	UT
Zip	84651-8640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 61, PLAT A, SADDLEBROOK ESTATES PRD. AREA 0.164 AC.
Legal Subdivision	SADDLEBROOK ESTATES
Legal Lot Number	61
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	4
Census Block	4019
Census Tract	10410

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	598 SADDLEBROOK DR, PAYSON, UT 84651-8640
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Jun 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage KIND LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2026 · Amount on Record
Deed Sale	Jun 2, 2026 · Amount on Record
Prior Sale	Mar 3, 2016
Deed Document Number	202645853
Prior Transfer Date	Sep 7, 2016
Prior Transfer Doc	0000105597
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jun 2, 2026
Property Address	598 SADDLEBROOK DR, PAYSON, UT 84651-8640
Document Number	0000045853
Instrument Date	Jun 2, 2026
Instrument	202645853
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	SOUTHEASTERN UTAH TITLE, SOUTHERN UTAH TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	598 SADDLEBROOK DR, PAYSON, UT 84651-8640

Mortgage

Document Number	0000045861,
Date	Jun 2, 2026
Instrument	202645861

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Recording Date	Jun 2, 2026
Property Address	598 SADDLEBROOK DR, PAYSON, UT 84651-8640
Document Number	0000045861
Instrument Date	Jun 2, 2026
Instrument	202645861
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	KEY LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3543 W BARNFIELD WAY, WEST VALLEY CITY, UT 84119-6907

Mortgage

Document Number	0000045861,
Date	Jun 2, 2026
Instrument	202645861

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Payson City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,175 (-2.7%)	$478,500 (-2.7%) Land $171,300 Building $307,200
2025	$2,690.00 (+9.31%)	$270,490 (+6.43%)	$491,800 (+6.43%) Land $163,200 Building $328,600
2024	$2,461.00 (+1.19%)
2023	$2,432.00 (+1.25%)	$254,155	$462,100 Land $140,600 Building $321,500
2022	$2,402.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 40% of Utah
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON CITY WATER SYSTEM serves 19,000 people · EPA ID UTAH25021
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Intellipop Fixed Wireless	1,000 / 1,000
Utah Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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