598 Pilgrim Dr E, Saginaw, MI 48638 Property Records

Saginaw County property record for 598 Pilgrim Dr E, Saginaw, MI 48638

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,656 sqft · built 1990
Lot Size	0.281 acres (12,240 sqft)
Owner	2 Individual Names on Record
Tax Bill	$239 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jun 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-12-4-29-1296-000`

Property Details

APN / Parcel Number

Primary APN	`23-12-4-29-1296-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,656 sqft Living Area
1st Floor Area	1,656 sqft
Basement Area	1,320 sqft
Finished Basement	1,320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,240 sqft (0.281 acres)
Lot Dimensions	136 ft deep x 90 ft wide
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	598 PILGRIM DR E
City	SAGINAW
State	MI
Zip	48638-7129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 196 MAYFLOWER ESTATES NO THREE SEC 29 T12N R4E
Legal Range	04E
Legal Township	12N
Legal Section	29
Legal Subdivision	MAYFLOWER ESTATES
Legal Lot Number	196
Legal Unit	196
Jurisdiction	SAGINAW MI
Township / Civil Division	SAGINAW
Census Block Group	3
Census Block	3021
Census Tract	10502

Owner

Source: Saginaw County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	598 PILGRIM DR E, SAGINAW, MI 48638-7129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Jun 6, 2023	Deed of Trust, Mortgage · Line of Credit HEALTH ADVANTAGE FEDERAL CU
Dec 4, 2019	Deed of Trust, Mortgage · Line of Credit HEALTH ADVANTAGE FCU
Jan 7, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2001
Deed Sale	Jul 10, 2001
Deed Book / Page	2205 / 1425
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Recording Date	Aug 17, 2026
Property Address	598 PILGRIM DR E, SAGINAW, MI 48638-7129
Document Number	0000020985
Instrument Date	Aug 11, 2026
Instrument	202620985
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	ACCOMMODATION/COURTESY RECOR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	598 PILGRIM DR E, SAGINAW, MI 48638-7129

Mortgage

Document Number	0000020985,
Date	Aug 17, 2026
Instrument	202620985

Lender

Name	LENDAGE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	598 PILGRIM DR E, SAGINAW, MI 48638-7129
Transaction Type	Mortgage
Record Updated	Jun 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	598 PILGRIM DR E, SAGINAW, MI 48638-7129

Mortgage

Document Number	0000013530
Date	Jun 6, 2023
Instrument	2023013530

Lender

Name	HEALTH ADVANTAGE FEDERAL CU
Type	Credit Union
Address	SAGINAW, MI 48606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 5, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	598 PILGRIM DR E, SAGINAW, MI 48638-7129
Document Number	0000030681
Instrument Date	Dec 4, 2019
Transaction Type	Mortgage
Record Updated	Jan 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	598 PILGRIM DR E SAGINAW MI 486387129, SAGINAW, MI 48638-7129

Mortgage

Document Number	0000030681
Date	Dec 17, 2019
Instrument	30681

Lender

Name	HEALTH ADVANTAGE FCU
Address	4550 STATE ST, SAGINAW, MI 48603-3803

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 16, 2029

Interest

Rate Type	Adjustable Rate

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Jan 7, 2019
Property Address	598 PILGRIM DR E, SAGINAW, MI 48638-7129
Document Number	0000000452
Instrument Date	Jan 4, 2019
Instrument	452
Transaction Type	Transfer
Record Updated	Jan 23, 2019

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	598 PILGRIM DR E SAGINAW MI 486387129, SAGINAW, MI 48638-7129

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Saginaw Charter Township
Unified School District	Saginaw Township Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$141,900 (+34.76%)	$283,800 (+34.76%)
2025	$239.00 (-3.24%) Homeowner's exemption
2024	$247.00 (+10.27%)
2023		$105,300	$210,600
2022	$224.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1981)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAGINAW CHARTER TOWNSHIP serves 40,840 people · EPA ID MI0005860
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Oct 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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