598 Lake Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 598 Lake Rd, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,594 sqft · built 1988
Lot Size	0.74 acres (32,234 sqft)
Owner	Individual Name on File
Last Sale	$445,000 (Jun 2011)
Tax Bill	$16,857 (2026)
Deeds & Mortgages	May 2017 Loan Modification May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`265489 048.19-1-40.1`

Property Details

APN / Parcel Number

Primary APN	`265489 048.19-1-40.1`
Alternative APNs	`54890481900001040100` `03493450000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,594 sqft Living Area
1st Floor Area	1,356 sqft
2nd Floor Area	1,018 sqft
Upper Floors Area	220 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	32,234 sqft (0.74 acres)
Lot Dimensions	518 ft deep x 90 ft wide
View / Lot	Waterfront / Beach
Garage Type	Mixed
Garage Area	1,831 sqft
Parking Spaces	7 Parking Spaces
Porch	Covered Porch
Porch Area	682 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	03493450000
Street Address	598 LAKE RD
City	WEBSTER
State	NY
Zip	14580-1551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	0065-14-07 REGINALD ADAMS SUB L101 221-66
Legal Block	1
Legal Lot Number	40.100
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	2
Census Block	2003
Census Tract	11302

Owner

598 Lake Rd is owned and occupied by an individual who acquired it in April 2012.

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	598 LAKE RD, WEBSTER, NY 14580-1551
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2017	Loan Modification, Consolidation and Extension, Mortgage · Line of Credit ESL FCU
May 23, 2017	Deed of Trust, Mortgage · Line of Credit ESL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2011 · Amount on File
Deed Sale	Jun 21, 2011 · Amount on File
Deed Document Number	20111059
Deed Book / Page	11010 / 156
Last Transfer Date	Apr 24, 2012
Transfer Doc	0000000680
Record Updated	Oct 29, 2026

May 2017: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	MONROE NY
Recording Date	May 30, 2017
Property Address	598 LAKE RD, WEBSTER, NY 14580-1551
Book / Page	027158 / 000232
Instrument Date	May 23, 2017
Instrument	340
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	598 LAKE RD WEBSTER NY 145801551, WEBSTER, NY 14580-1551

Mortgage

Document Number	0000000340
Date	May 30, 2017
Book Page	027158/000232
Instrument	340

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	598 LAKE RD, WEBSTER, NY 14580-1551
Document Number	0000000339
Instrument Date	May 23, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	598 LAKE RD WEBSTER NY 145801551, WEBSTER, NY 14580-1551

Mortgage

Document Number	0000000339
Date	May 30, 2017
Book Page	027158/000222
Instrument	339

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604-2424

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 598 Lake Rd was $16,857 with exemptions applied, down 4.7% from the year before.

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,857.00 (-4.68%) Homeowner's exemption Senior Citizen's exemption
2025	$17,685.00	$390,500 Land $133,500 Building $257,000	$813,500 Land $278,111 Building $535,389
2023		$390,500 (-) Land $133,500 Building $257,000	$673,300 (+10.34%) Land $230,181 Building $443,119
2022		$390,500 Land $133,500 Building $257,000	$610,200 Land $208,609 Building $401,591
2021	$16,786.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 598 Lake Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1979–2004)
Most Recent Claim	Aug 2004 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 598 Lake Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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