Carter County property record for 598 Erwin Rdg, Olive Hill, KY 41164
| Property Type | Single Family Home |
|---|---|
| Details | 2,060 sqft · built 2014 |
| Lot Size | 9.58 acres (417,305 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $213,000 (Sep 2026) |
| Tax Bill | $1,833 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Feb 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-00-00-020.03 |
| Primary APN | 040-00-00-020.03 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,060 sqft Living Area |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Lot Area | 417,305 sqft (9.58 acres) |
| Total Buildings | 2 Buildings |
| Account Number | 28616 |
|---|---|
| Street Address | 598 ERWIN RDG |
| City | OLIVE HILL |
| State | KY |
| Zip | 41164-8762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & 9.58 ACRES |
| Jurisdiction | CARTER KY |
| Township / Civil Division | CARTER |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 960400 |
598 Erwin Rdg is owned and occupied by two individuals who bought it in September 2026.
Source: Carter County records, as of September 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 598 ERWIN RDG, OLIVE HILL, KY 41164-8762 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 3, 2026 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 21, 2018 | Deed, Transfer · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2026 · Amount on File |
| Deed Sale | Sep 3, 2026 · Amount on File |
| Prior Sale | Feb 21, 2018 · Amount on File |
| Deed Document Number | 20261032749 |
| Deed Book / Page | 564 / 229 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARTER KY |
| Recording Date | Sep 3, 2026 |
| Property Address | 598 ERWIN RDG, OLIVE HILL, KY 41164-8762 |
| Document Number | 0001032749 |
| Book / Page | 564 / 229 |
| Instrument Date | Aug 26, 2026 |
| Instrument | 20261032749 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2026 |
| Title Company | BLUEGRASS LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $21,513.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 598 ERWIN RDG, OLIVE HILL, KY 41164-8762 |
| Document Number | 0001032749, |
|---|---|
| Date | Sep 3, 2026 |
| Book Page | 564/232 |
| Instrument | 20261032749 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARTER KY |
| Recording Date | Feb 21, 2018 |
| Property Address | 598 ERWIN RDG, OLIVE HILL, KY 41164-8762 |
| Document Number | 0OR388/154 |
| Book / Page | OR388 / 154 |
| Instrument Date | Feb 21, 2018 |
| Instrument | 383408 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $199.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 598 ERWIN RDG, 598, OLIVE HILL, KY 41164-8762 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 411 AYRLEE AVE NW, LEESBURG, VA 20176-2002 |
| Document Number | 0000383409 |
|---|---|
| Date | Feb 21, 2018 |
| Instrument | 383409 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2048 |
The 2025 property tax bill for 598 Erwin Rdg was $1,833.
Source: Carter County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Carter County |
| Unified School District | Carter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,833.00 | $215,000 | $215,000 |
| 2023 | $1,853.00 | $215,000 | $215,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 598 Erwin Rdg in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 598 Erwin Rdg is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RATTLESNAKE RIDGE WATER DISTRICT serves 11,397 people · EPA ID KY0220555 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2020 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
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