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598 Copa D Oro, Marathon, FL 33050 Property Records

Monroe County property record for 598 Copa D Oro, Marathon, FL 33050

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,120 sqft · built 1981
Lot Size0.33 acres (14,400 sqft)
OwnerIndividual Name on Record
Last Sale$686,000 (Oct 2025)
Tax Bill$7,536 (2024)
Deeds & MortgagesOct 2025 Sale & Mortgage
Sep 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00356660-000000

Property Details

APN / Parcel Number

Primary APN00356660-000000
Alternative APNs
  • 15663200356660000000
  • 1438341

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,120 sqft Living Area
1st Floor Area1,120 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 2001
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area14,400 sqft (0.33 acres)
Lot Dimensions120 ft deep x 60 ft wide
Garage Area1,120 sqft

Exterior Amenities

PorchOpen Porch
Porch Area184 sqft
Deck Area1,440 sqft
Patio Area1,824 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1438341
Old Parcel Number15663200356660000000
Street Address598 COPA D ORO
CityMARATHON
StateFL
Zip33050-5407
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 2 LOTS 2 AND 3 AMENDED PLAT OF FLAMINGO ISLAND ESTATES BOOT KEY PB5-121 OR461-77 OR786-933 OR789-76 OR911-632 OR1395-2230
Legal Range32E
Legal Township66S
Legal Section15
Legal SubdivisionFLAMINGO ISLAND EST AMD PLAT
Legal Block2
Legal Lot Number2-3 3
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group1
Census Block1045
Census Tract971200

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address598 COPA D ORO, MARATHON, FL 33050-5407
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2025Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Sep 6, 2022Warranty Deed, Transfer · Conventional Mortgage
ANGEL OAK MORTGAGE SOLUTIONS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 14, 2025 · Amount on Record
Deed SaleOct 14, 2025 · Amount on Record
Prior SaleSep 6, 2022 · Amount on Record
Deed Document Number2518558
Deed Book / Page3349 / 310
Record UpdatedJun 8, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateOct 14, 2025
Property Address598 COPA D ORO, MARATHON, FL 33050-5407
Document Number0033490310
Book / Page3349 / 310
Map ReferenceMB 5 PG 121
Instrument DateOct 14, 2025
Instrument2518558
Transaction TypeTransfer
Record UpdatedOct 31, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,802.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6620 INDIAN CREEK DR, MIAMI, FL 33141-5819

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address598 COPA D ORO, MARATHON, FL 33050-5407

Mortgage

Document Number0003349313
DateOct 14, 2025
Instrument3349/313
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateSep 6, 2022
Property Address598 COPA D ORO, MARATHON, FL 33050-5407
Document Number0031921874
Book / Page3192 / 1874
Map ReferenceMB 5 PG 121
Instrument DateSep 2, 2022
Instrument2390249
Transaction TypeTransfer
Record UpdatedJan 23, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,040.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1726 URBY DR, CROFTON, MD 21114-2304

Transferred To (Grantee/Buyer)

NameVerified Name
Address598 COPA D ORO, MARATHON, FL 33050-5407

Mortgage

Document Number0031921876
DateSep 6, 2022
Instrument3192/1876
Lender
NameANGEL OAK MORTGAGE SOLUTIONS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityMarathon City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$754,410 (+6.11%) Land $545,688 Building $208,722$754,410 (+6.11%) Land $545,688 Building $208,722
2024$7,536.00 (-1.46%)$710,972 (-0.05%) Land $490,356 Building $220,616$710,972 (-0.05%) Land $490,356 Building $220,616
2023$7,648.00 (+33.43%)$711,343 (+19.22%) Land $503,712 Building $207,631$711,343 (+19.22%) Land $503,712 Building $207,631
2022$5,732.00$596,640 Land $394,956 Building $201,684$596,640 Land $394,956 Building $201,684

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 741 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1,105 units insured
incl. 364 condo units
Nearby Flood Claims483 (1980–2024)
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Irma, Sep 2017 · 312 claims
  • Hurricane Wilma, Oct 2005 · 17 claims
  • Hurricane Georges, Sep 1998 · 130 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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