598 Cook Rd, Carmel, ME 04419 Property Records

Penobscot County and Carmel Town property record for 598 Cook Rd, Carmel, ME 04419

Property Summary

Property Type	Single Family Home
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,511 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Sep 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CARM M:0001 L:14-09`

Property Details

APN / Parcel Number

Primary APN	`CARM M:0001 L:14-09`

Exterior

Architectural Style	Multi-Family
Lot Area	130,680 sqft (3 acres)

Location & Zoning

Street Address	598 COOK RD
City	CARMEL
State	ME
Zip	04419-3721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	14-9
Jurisdiction	CARMEL ME
Township / Civil Division	CARMEL
Census Block Group	2
Census Block	2027
Census Tract	11000

Owner

Source: Penobscot County and Carmel Town records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	598 COOK RD, CARMEL, ME 04419-3721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Sep 17, 2025	Deed of Trust, Mortgage NAVY FCU
Aug 26, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance KEY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2014
Deed Sale	Jul 1, 2014
Deed Document Number	201418256
Deed Book / Page	13578 / 232
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARMEL ME
Property Address	598 COOK RD, CARMEL, ME 04419-3721
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0177600009
Date	Jan 20, 2026
Book Page	17760/9
Instrument	1161

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Feb 1, 2066

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARMEL ME
Property Address	598 COOK RD, CARMEL, ME 04419-3721
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0176310172
Date	Sep 17, 2025
Book Page	17631/172
Instrument	25305

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Amount	Amount Recorded

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARMEL ME
Property Address	598 COOK RD, CARMEL, ME 04419-3721
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0156690004
Date	Aug 26, 2020
Book Page	15669/4
Instrument	27062

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Penobscot County and Carmel Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Carmel Town
Unified School District	School Administrative District 23 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,511.00 (+15.76%)	$285,500 (-) Land $48,100 Building $237,400
2024	$3,897.00 (+8.34%)	$285,500 (-) Land $48,100 Building $237,400
2022	$3,597.00	$285,500 Land $48,100 Building $237,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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