Ionia County property record for 5979 Whites Bridge Rd, Belding, MI 48809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 970 sqft · built 2006 |
| Lot Size | 1.55 acres (67,518 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $278,000 (Sep 2023) |
| Tax Bill | $3,816 (2025) |
| Deeds & Mortgages | Nov 2006 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-130-021-000-070-20 |
| Primary APN | 34-130-021-000-070-20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 970 sqft Living Area |
| 1st Floor Area | 955 sqft |
| Basement Area | 955 sqft |
| Unfinished Basement | 955 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Wood Siding |
| Lot Area | 67,518 sqft (1.55 acres) |
| Garage Area | 477 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5979 WHITES BRIDGE RD |
|---|---|
| City | BELDING |
| State | MI |
| Zip | 48809-9239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-C |
| Legal Description | PART OF TH NW 1/4 OF SEC 21, T8N, R8W, OTISCO TWP IONIA COUNTY MI. DESC AS; BEG AT TH N 1/4 OF SAID SEC; TH S00*02'02 W 150.00 FT AL TH N-S 1/4 LI OF SAID SEC; TH S86*36'57 W450.00 FT AL TH S LI OF TH N 150.00 FT OF TH NW 1/4 OF SAID SEC; TH N00*02'0 |
| Jurisdiction | IONIA MI |
| Township / Civil Division | OTISCO |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 30401 |
Source: Ionia County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5979 WHITES BRIDGE RD, BELDING, MI 48809-9239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2023 · Amount on Record |
| Deed Sale | Sep 14, 2023 · Amount on Record |
| Prior Sale | Jun 1, 2007 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IONIA MI |
| Recording Date | Nov 13, 2006 |
| Property Address | 5979 WHITES BRIDGE RD, BELDING, MI 48809-9239 |
| Document Number | 0599/09093 |
| Book / Page | 599 / 09093 |
| Instrument Date | Nov 6, 2006 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,195.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6170 KNAPP ST NE, ADA, MI 49301-8770 |
| Name | Verified Name |
|---|---|
| Address | 5979 WHITES BRIDGE RD, BELDING, MI 48809-9239 |
| Investor | Possibly a Property Investor |
| Document Number | 0059909095 |
|---|---|
| Date | Nov 13, 2006 |
| Instrument | 599/09095 |
| Name | FIRST FRANKLIN FINANCIAL CORP |
|---|---|
| Type | Subprime Lender |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2036 |
| Prepayment Penalty | 24 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.35% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 6 Months |
| Min Rate At Change | 7.35% |
| Max Rate At Change | 10.3% |
| Index | 6-Month LIBOR |
| Max Rate | 13.3% |
| Document Number | 0599/09112 |
|---|---|
| Date | Nov 13, 2006 |
| Book Page | 599/09112 |
| Name | FIRST FRANKLIN FINANCIAL CORP |
|---|---|
| Type | Subprime Lender |
| Address | SAN JOSE, CA 95131 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 1, 2026 |
Source: Ionia County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ionia County |
| County Subdivision | Otisco Township |
| Unified School District | Belding Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $129,900 (+7.44%) Land $14,400 Building $115,500 | $259,800 (+7.44%) Land $28,800 Building $231,000 | |
| 2025 | $3,816.00 Homeowner's exemption | $120,900 (+27.26%) Land $11,500 Building $109,400 | $241,800 (+27.26%) Land $23,000 Building $218,800 |
| 2023 | $95,000 Land $6,400 Building $88,600 | $190,000 Land $12,800 Building $177,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 15, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Point Broadband Fixed Wireless | 200 / 50 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures