5979 Ridgeview Pl, Ferndale, WA 98248 Property Records

Whatcom County property record for 5979 Ridgeview Pl, Ferndale, WA 98248

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,396 sqft · built 1977
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$511,263 (Jul 2021)
Tax Bill	$3,873 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`390219-032412-0000`

Property Details

APN / Parcel Number

Primary APN	`390219-032412-0000`
Alternative APNs	`516449` `582208` `93716`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,396 sqft Living Area
Gross Area	1,858 sqft
1st Floor Area	1,396 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	20 sqft
Deck Area	274 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	93716
Street Address	5979 RIDGEVIEW PL
City	FERNDALE
State	WA
Zip	98248-9218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS8.5
Legal Description	VALLEY VIEW HEIGHTS LOT 8
Legal Range	02
Legal Township	39
Legal Section	19
Legal Subdivision	VALLEY VIEW HEIGHTS
Legal Block	1
Legal Lot Number	8
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1007
Census Tract	10503

Owner

Source: Whatcom County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5979 RIDGEVIEW PL, FERNDALE, WA 98248-9218
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Warranty Deed, Transfer · Conventional Mortgage BANNER BANK
Jun 12, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage WHATCOM EDUCATIONAL CU
Jul 28, 2017	Deed of Trust, Mortgage · Line of Credit WHATCOM EDUCATIONAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2021 · Amount on Record
Deed Sale	Jul 9, 2021 · Amount on Record
Prior Sale	Jul 9, 2021 · Amount on Record
Deed Document Number	20211259
Prior Transfer Date	Jun 7, 2019
Prior Transfer Doc	0000601271
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jul 9, 2021
Property Address	5979 RIDGEVIEW PL, FERNDALE, WA 98248-9218
Document Number	0000701259
Map Reference	VOL 10 PG 103
Instrument Date	Jun 23, 2021
Instrument	2021-0701259
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	CHICAGO TITLE BELLINGHAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,205.49
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5979 RIDGEVIEW PL, FERNDALE, WA 98248-9218

Mortgage

Document Number	0000701260
Date	Jul 9, 2021
Instrument	2021-0701260

Lender

Name	BANNER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

June 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WHATCOM WA
Recording Date	Jun 12, 2019
Property Address	5979 RIDGEVIEW PL, FERNDALE, WA 98248-9218
Document Number	2190601271
Instrument Date	Jun 7, 2019
Instrument	601271
Transaction Type	Mortgage
Record Updated	Jun 20, 2019
Title Company	WHATCOM LAND TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	5979 RIDGEVIEW PL FERNDALE WA 982489218, FERNDALE, WA 98248-9218

Mortgage

Document Number	2190601272
Date	Jun 12, 2019
Instrument	601272

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227-9750

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2049

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	5979 RIDGEVIEW PL, FERNDALE, WA 98248-9218
Document Number	2170800259
Instrument Date	Jul 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 10, 2017
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5979 RLDGEVJEW PL FERNDALE WA 98248, FERNDALE, WA 98248

Mortgage

Document Number	2170800259
Date	Aug 2, 2017
Instrument	800259

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227-9750

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Ferndale City
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,873.00 (+25.02%)	$517,790 (+24.54%) Land $224,070 Building $293,720	$517,790 (+24.54%) Land $224,070 Building $293,720
2022		$415,766 Land $168,534 Building $247,232	$415,766 Land $168,534 Building $247,232
2021	$3,098.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Ziply Fiber.

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