5978 Larkstone Loop, San Jose, CA 95123 Property Records

Santa Clara County property record for 5978 Larkstone Loop, San Jose, CA 95123

Property Summary

Property Type	Condominium
Details	3 bd · 4 ba · 1,712 sqft · built 2017
Lot Size	0.039 acres (1,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,175,000 (Dec 2021)
Tax Bill	$16,732 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Mar 2019 Mortgage
Flood Zone	Zone D (undetermined)
APN	`706-48-101`

Property Details

APN / Parcel Number

Primary APN	`706-48-101`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	1,712 sqft Living Area
1st Floor Area	337 sqft
2nd Floor Area	612 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	1,712 sqft (0.039 acres)
Garage Area	434 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5978 LARKSTONE LOOP
City	SAN JOSE
State	CA
Zip	95123-6852
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD
Legal Description	TRACT 10213 LOT 149
Legal Subdivision	TRACT NO 10213
Legal Tract	10213
Legal Lot Number	149
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2004
Census Tract	512058

Owner

Source: Santa Clara County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5978 LARKSTONE LOOP, SAN JOSE, CA 95123-6852
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Mar 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2021 · Amount on Record
Deed Sale	Dec 16, 2021 · Amount on Record
Prior Sale	Nov 30, 2016 · Amount on Record
Deed Document Number	202125197277
Prior Transfer Date	Feb 17, 2016
Prior Transfer Doc	0023231329
Record Updated	Oct 29, 2026

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 16, 2021
Property Address	5978 LARKSTONE LOOP, SAN JOSE, CA 95123-6852
Document Number	0025197277
Map Reference	MB 875 PG 27-34
Instrument Date	Dec 13, 2021
Instrument	25197277
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5978 LARKSTONE LOOP, SAN JOSE, CA 95123-6852

Mortgage

Document Number	0025197278
Date	Dec 16, 2021
Instrument	25197278

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jan 1, 2029
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	Other
Max Rate	7.75%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	5978 LARKSTONE LOOP, SAN JOSE, CA 95123-6852
Document Number	0024135396
Instrument Date	Mar 7, 2019
Transaction Type	Mortgage
Record Updated	Mar 27, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	5978 LARKSTONE LOOP SAN JOSE CA 951236852, SAN JOSE, CA 95123-6852

Mortgage

Document Number	0024135396
Date	Mar 15, 2019
Instrument	24135396

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 14, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Oak Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,130,000 (-4.24%) Land $565,000 Building $565,000
2025	$16,732.00 (+11.36%)	$1,180,000 (+12.92%) Land $590,000 Building $590,000
2023	$15,025.00 (-10.69%)	$1,045,000 Land $522,500 Building $522,500
2022	$16,824.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT OAKS WC INC private · serves 112,582 people · EPA ID CA4310022
Water Source	Groundwater
Last State Inspection	Nov 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sail Internet, Verizon.

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