5978 Graphite St, Timnath, CO 80547 Property Records

Larimer County property record for 5978 Graphite St, Timnath, CO 80547

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,470 sqft · built 2013
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (Jun 2021)
Tax Bill	$6,036 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jun 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`86122-23-003`

Property Details

APN / Parcel Number

Primary APN	`86122-23-003`
Alternative APN	`R1639765`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,470 sqft Living Area
Basement Area	1,183 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2013
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	475 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1639765
Old Parcel Number	8612223003
Street Address	5978 GRAPHITE ST
City	TIMNATH
State	CO
Zip	80547-2509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3, BLOCK 19, TIMNATH SOUTH 1ST, TIM (20050101411)
Legal Range	68
Legal Township	06
Legal Section	12
Legal Quarter	NW
Legal Subdivision	TIMNATH SOUTH SUB 1ST FIL, TIM (20050101
Legal Block	19
Legal Lot Number	3
Jurisdiction	LARIMER CO
Township / Civil Division	TIMNATH-WELLINGTON
Census Block Group	1
Census Block	1075
Census Tract	2505

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5978 GRAPHITE ST, TIMNATH, CO 80547-2509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Special Warranty Deed, Transfer · Conventional Mortgage FORTUNE FINANCIAL INC
Jun 10, 2021	Quit Claim Deed, Transfer Quitclaim
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 13, 2018	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 1, 2017	Deed of Trust, Mortgage · Line of Credit FIRST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2021 · Amount on Record
Deed Sale	Jun 10, 2021 · Amount on Record
Prior Sale	Jun 3, 2021 · Amount on Record
Deed Document Number	20210056467
Record Updated	Jun 8, 2026

June 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jun 3, 2021
Property Address	5978 GRAPHITE ST, TIMNATH, CO 80547-2509
Document Number	0000054346
Instrument Date	Jun 1, 2021
Instrument	20210054346
Transaction Type	Transfer
Record Updated	Jun 11, 2021
Title Company	8Z TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5978 GRAPHITE ST, TIMNATH, CO 80547-2509

Mortgage

Document Number	0000054347
Date	Jun 3, 2021
Instrument	20210054347

Lender

Name	FORTUNE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LARIMER CO
Recording Date	Jun 10, 2021
Property Address	5978 GRAPHITE ST, TIMNATH, CO 80547-2509
Document Number	0000056467
Instrument Date	Jun 1, 2021
Instrument	20210056467
Transaction Type	Transfer
Record Updated	Jun 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5978 GRAPHITE ST, TIMNATH, CO 80547-2509

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	5978 GRAPHITE ST, TIMNATH, CO 80547-2509
Transaction Type	Mortgage
Record Updated	Apr 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033293
Date	Apr 1, 2021
Instrument	20210033293

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jul 13, 2018
Property Address	5978 GRAPHITE ST, TIMNATH, CO 80547-2509
Document Number	0000042761
Instrument Date	Jul 13, 2018
Instrument	20180042761
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	ATTORNEY TITLE GUARANTY FUND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5978 GRAPHITE ST, TIMNATH, CO 80547-2509

Mortgage

Document Number	0000042762
Date	Jul 13, 2018
Instrument	20180042762

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2033

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	5978 GRAPHITE ST, TIMNATH, CO 80547-2509
Document Number	0000076037
Instrument Date	Nov 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5978 GRAPHITE ST TIMNATH CO 805472509, TIMNATH, CO 80547-2509

Mortgage

Document Number	0000076037
Date	Nov 14, 2017
Instrument	76037

Lender

Name	FIRST BK
Type	Bank
Address	LAKEWOOD, CO 80215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 13, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Timnath Town
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,036.00 (+5.4%)	$39,063 (-10.89%) Land $10,388 Building $28,675	$625,000 (-4.48%) Land $166,200 Building $458,800
2023	$5,727.00 (+23.61%)	$43,839 (+35.38%) Land $11,511 Building $32,328	$654,300 (+40.44%) Land $171,800 Building $482,500
2022	$4,633.00	$32,381 Land $7,993 Building $24,388	$465,900 Land $115,000 Building $350,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 80% of Colorado
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FT COLLINS LOVELAND WD serves 63,532 people · EPA ID CO0135292
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Loveland Pulse Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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