Clinton County property record for 5978 E State Rd 28, Frankfort, IN 46041
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,400 sqft · built 1997 |
| Lot Size | 5.32 acres (231,913 sqft) |
| Owner | Individual Name on File |
| Last Sale | $228,900 (Nov 2020) |
| Tax Bill | $2,689 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jun 2026 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-11-10-276-003.000-010 |
| Primary APN | 12-11-10-276-003.000-010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,400 sqft Living Area |
| 1st Floor Area | 2,400 sqft |
| Family Room | Family Room |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 231,913 sqft (5.32 acres) |
| Garage Type | Attached |
| Garage Area | 936 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 01818819508 |
|---|---|
| Street Address | 5978 E STATE ROAD 28 |
| City | FRANKFORT |
| State | IN |
| Zip | 46041-8802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 007-03004-32 OFF PT E NE 10-21-1E 5.3239A 6962-A-2 |
| Jurisdiction | CLINTON IN |
| Township / Civil Division | MICHIGAN |
| Census Block Group | 4 |
| Census Block | 4029 |
| Census Tract | 950200 |
5978 E State Rd 28 is owned and occupied by an individual who bought it in November 2020.
Source: Clinton County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5978 E STATE ROAD 28, FRANKFORT, IN 46041-8802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2026 | Deed of Trust, Mortgage · Line of Credit CENTRA CREDIT UNION |
| Jun 5, 2026 | Deed of Trust, Mortgage · Line of Credit CENTRA CREDIT UNION |
| May 31, 2022 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Nov 3, 2020 | Intrafamily Transfer, Transfer · FHA Mortgage CMG MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 3, 2020 · Amount on File |
| Deed Sale | Nov 3, 2020 · Amount on File |
| Deed Document Number | 20204524 |
| Prior Transfer Date | Oct 27, 2020 |
| Prior Transfer Doc | 20204524 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON IN |
| Recording Date | Jun 29, 2026 |
| Property Address | 5978 E STATE ROAD 28, FRANKFORT, IN 46041-8802 |
| Document Number | 0000002250 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 20262250 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5978 E STATE ROAD 28, FRANKFORT, IN 46041-8802 |
| Document Number | 0000002250, |
|---|---|
| Date | Jun 29, 2026 |
| Instrument | 20262250 |
| Name | CENTRA CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON IN |
| Recording Date | Jun 5, 2026 |
| Property Address | 5978 E STATE ROAD 28, FRANKFORT, IN 46041-8802 |
| Document Number | 0000001944 |
| Instrument Date | May 27, 2026 |
| Instrument | 20261944 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5978 E STATE ROAD 28, FRANKFORT, IN 46041-8802 |
| Document Number | 0000001944, |
|---|---|
| Date | Jun 5, 2026 |
| Instrument | 20261944 |
| Name | CENTRA CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON IN |
| Property Address | 5978 E STATE ROAD 28, FRANKFORT, IN 46041-8802 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020222181 |
|---|---|
| Date | May 31, 2022 |
| Instrument | 20222181 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLINTON IN |
| Recording Date | Nov 3, 2020 |
| Property Address | 5978 E STATE ROAD 28, FRANKFORT, IN 46041-8802 |
| Document Number | 20204524 |
| Instrument Date | Oct 27, 2020 |
| Instrument | 20204524 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5978 E STATE ROAD 28, FRANKFORT, IN 46041-8802 |
| Document Number | 20204525 |
|---|---|
| Date | Nov 3, 2020 |
| Instrument | 20204525 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 5978 E State Rd 28 was $2,689 with a homeowner's exemption, up 13.6% from the year before.
Source: Clinton County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Clinton County |
| County Subdivision | Michigan Township |
| Unified School District | Clinton Central School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,689.00 (+13.6%) Homeowner's exemption | $303,600 Land $40,400 Building $263,200 | $303,600 Land $40,400 Building $263,200 |
| 2024 | $2,367.00 (-8.47%) | ||
| 2023 | $2,586.00 (+27.96%) | $246,000 (+13.42%) Land $40,400 Building $205,600 | $246,000 (+13.42%) Land $40,400 Building $205,600 |
| 2022 | $2,021.00 | $216,900 Land $40,400 Building $176,500 | $216,900 Land $40,400 Building $176,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5978 E State Rd 28 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1989) |
| Most Recent Claim | Aug 1989 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 5978 E State Rd 28 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| FiberHawk Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| On-Ramp Indiana Fixed Wireless | 100 / 20 |
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