5978 E Chuckwalla Trl, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 5978 E Chuckwalla Trl, Cave Creek, AZ 85331

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,469 sqft · built 1996
Lot Size	1.56 acres (68,168 sqft)
Owner	2 Individual Names on File
Last Sale	$1,335,000 (Oct 2025)
Tax Bill	$1,980 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2022 Line of Credit + 4 more
Flood Zone	Zone X (moderate risk)
APN	`211-82-096`

Property Details

APN / Parcel Number

Primary APN	`211-82-096`
Alternative APN	`211820966`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,469 sqft Living Area
Gross Area	2,711 sqft
1st Floor Area	2,469 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	68,168 sqft (1.56 acres)
Parking Spaces	3 Parking Spaces
Pool Area	500 sqft
Patio Area	242 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5978 E CHUCKWALLA TRL
City	CAVE CREEK
State	AZ
Zip	85331-7719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-190
Legal Description	RED DOG RANCH MCR 392-10
Legal Range	4E
Legal Township	6N
Legal Section	21
Legal Subdivision	RED DOG RANCH
Legal Lot Number	59
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	2
Census Block	2004
Census Tract	30402

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5978 E CHUCKWALLA TRL, CAVE CREEK, AZ 85331-7719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Apr 5, 2022	Deed of Trust, Mortgage · Line of Credit FIRST SAVINGS BANK
Oct 9, 2025	Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Jul 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2025 · Amount on File
Deed Sale	Oct 9, 2025 · Amount on File
Prior Sale	Mar 27, 2015 · Amount on File
Deed Document Number	2025584216
Prior Transfer Date	Oct 16, 2012
Prior Transfer Doc	0000072812
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	5978 E CHUCKWALLA TRL, CAVE CREEK, AZ 85331-7719
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5978 E CHUCKWALLA TRL, CAVE CREEK, AZ 85331-7719

Mortgage

Document Number	0000471789
Date	Apr 28, 2021
Instrument	20210471789

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	5978 E CHUCKWALLA TRL, CAVE CREEK, AZ 85331-7719
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5978 E CHUCKWALLA TRL, CAVE CREEK, AZ 85331-7719

Mortgage

Document Number	0000300659
Date	Apr 5, 2022
Instrument	20220300659

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Address	CLARKSVILLE, IN 47129

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 30, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 9, 2025
Property Address	5978 E CHUCKWALLA TRL, CAVE CREEK, AZ 85331-7719
Document Number	0000584216
Map Reference	MB 392 PG 10
Instrument Date	Oct 2, 2025
Instrument	20250584216
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	TITLE FORWARD AGCY OF AZ LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5978 E CHUCKWALLA TRL, CAVE CREEK, AZ 85331-7719

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5978 E CHUCKWALLA TRL, CAVE CREEK, AZ 85331-7719

Mortgage

Document Number	0000584217
Date	Oct 9, 2025
Instrument	20250584217

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	5978 E CHUCKWALLA TRL, CAVE CREEK, AZ 85331-7719
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000515708
Date	Jul 9, 2018
Instrument	20180515708

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	5978 E CHUCKWALLA TRL, CAVE CREEK, AZ 85331-7719
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000648145
Date	Aug 22, 2019
Instrument	20190648145

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	5978 E CHUCKWALLA TRL, CAVE CREEK, AZ 85331-7719
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000290248
Date	Apr 6, 2020
Instrument	20200290248

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Cave Creek Town
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,810 (+91.8%)	$988,100 (+5.4%) Land $197,600 Building $790,500
2025	$1,980.00 (+1.64%)	$51,516 (-40.93%)	$937,500 (+7.5%) Land $187,500 Building $750,000
2024	$1,948.00 (+4.51%)	$87,210	$872,100 Land $174,400 Building $697,700
2023	$1,864.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2005–2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 52% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAVE CREEK WATER private · serves 5,895 people · EPA ID AZ0407016
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AirFiber WISP Fixed Wireless	1,000 / 500
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Mojo Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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