5977 SE Windsong Ln, Stuart, FL 34997 Property Records

Martin County property record for 5977 SE Windsong Ln, Stuart, FL 34997

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 1,512 sqft · built 1988
Lot Size0.038 acres (1,655 sqft)
OwnerIndividual Name on File
Last Sale$243,800 (May 2021)
Tax Bill$3,707 (2025)
Deeds & MortgagesAug 2023 Line of Credit
May 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN25-38-41-010-000-0923.0-2-0000

Property Details

APN / Parcel Number

Primary APN25-38-41-010-000-0923.0-2-0000
Alternative APNs
  • 25-38-41-010-000-09230-2
  • 31421

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories2 Stories
Building Area1,512 sqft Living Area
1st Floor Area756 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2003
Architectural StyleTownhouse
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeMansard
Roof MaterialBuilt-Up Asphalt
Lot Area1,655 sqft (0.038 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number31421
Street Address5977 SE WINDSONG LN
CitySTUART
StateFL
Zip34997-8262
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUDR
Legal DescriptionEMERALD LAKES PHASE IX LOT 923
Legal Range41E
Legal Township38S
Legal Section25
Legal SubdivisionEMERALD LAKES
Legal Block2
Legal Lot Number923
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group2
Census Block2000
Census Tract1410

Owner

5977 SE Windsong Ln, a townhouse, is owned and occupied by an individual who bought it in May 2021.

Source: Martin County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address5977 SE WINDSONG LN, STUART, FL 34997-8262
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2023Deed of Trust, Mortgage · Line of Credit
SEACOAST NATIONAL BANK
May 6, 2021Warranty Deed, Transfer · Conventional Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC
Aug 2, 2017Warranty Deed, Transfer · Conventional Mortgage
SEACOAST NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 6, 2021 · Amount on File
Deed SaleMay 6, 2021 · Amount on File
Prior SaleAug 2, 2017 · Amount on File
Deed Document Number20212887079
Deed Book / Page3222 / 1050
Prior Transfer DateMay 2, 2011
Prior Transfer Doc0025142033
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address5977 SE WINDSONG LN, STUART, FL 34997-8262
Transaction TypeMortgage
Record UpdatedAug 31, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5977 SE WINDSONG LN, STUART, FL 34997-8262

Mortgage

Document Number0033912404
DateAug 16, 2023
Book Page3391/2404
Instrument3031262
Lender
NameSEACOAST NATIONAL BANK
TypeBank
AddressSTUART, FL 34995
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateMay 6, 2021
Property Address5977 SE WINDSONG LN, STUART, FL 34997-8262
Document Number0032221050
Book / Page3222 / 1050
Map ReferenceMB 10 PG 14
Instrument DateMay 3, 2021
Instrument2887079
Transaction TypeTransfer
Record UpdatedJun 18, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,706.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7012 SE CUTLER TRL, 7012, STUART, FL 34997-2145

Transferred To (Grantee/Buyer)

NameVerified Name
Address5977 SE WINDSONG LN, STUART, FL 34997-8262

Mortgage

Document Number32221053
DateMay 6, 2021
Instrument3222/1053
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateAug 2, 2017
Property Address5977 SE WINDSONG LN, STUART, FL 34997-8262
Document Number0029402636
Book / Page02940 / 2636
Map ReferenceMB10 PG14
Instrument DateAug 1, 2017
Instrument2648651
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyFIRST INTERNATIONAL TITLE IN

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,162.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address944 MIZZEN AVE, 944, BEACHWOOD, NJ 08722-4514

Transferred To (Grantee/Buyer)

NameVerified Name
Address5977 SE WINDSONG LN, STUART, FL 34997-8262

Mortgage

Document Number0002648652
DateAug 2, 2017
Instrument2648652
Lender
NameSEACOAST NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5977 SE Windsong Ln was $3,707 with a homeowner's exemption, down 3.9% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,707.00 (-3.94%) Homeowner's exemption$277,430 Land $95,000 Building $182,430$277,430 Land $95,000 Building $182,430
2024$3,859.00 (+1.87%)
2023$3,788.00 (-0.34%) Additional exemption filed$268,340 (+17.46%) Land $95,000 Building $173,340$268,340 (+17.46%) Land $95,000 Building $173,340
2022$3,801.00$228,460 Land $85,000 Building $143,460$228,460 Land $85,000 Building $143,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5977 SE Windsong Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 23 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims4 (1995–2014)
Claims Outside the SFHA3 of 4
Most Recent ClaimJan 2014 · rainfall accumulation
Claims by Event
  • Severe Flooding, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5977 SE Windsong Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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