5977 Morgan Pl, Loomis, CA 95650 Property Records

Placer County property record for 5977 Morgan Pl, Loomis, CA 95650

Property Summary

Property Type	Duplex
Details	4 bd · 4.5 ba · 4,363 sqft · built 1993
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$1,266,000 (Sep 2022)
Tax Bill	$13,112 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`035-021-001-000`

Property Details

APN / Parcel Number

Primary APN	`035-021-001-000`
Alternative APN	`035-021-001`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,363 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	87,120 sqft
Garage Area	1,150 sqft
Parking Spaces	4 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	035-021-001
Street Address	5977 MORGAN PL
City	LOOMIS
State	CA
Zip	95650-9307
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RABX
Legal Description	2 A FR SEC 26 11 7
Legal Range	7E
Legal Township	11N
Legal Section	26
Legal Subdivision	TERRACINA TRACT NO. 928
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	1
Census Block	1007
Census Tract	20607

Owner

5977 Morgan Pl, a duplex, is owned and occupied by two individuals who bought it in September 2022.

Source: Placer County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5977 MORGAN PL, LOOMIS, CA 95650-9307
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Sep 6, 2022	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Oct 7, 2019	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2022 · Amount on File
Deed Sale	Sep 6, 2022 · Amount on File
Prior Sale	Mar 14, 2008 · Amount on File
Deed Document Number	202268847
Prior Transfer Date	Mar 10, 2008
Prior Transfer Doc	0000028871
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	5977 MORGAN PL, LOOMIS, CA 95650-9307
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5977 MORGAN PL, LOOMIS, CA 95650-9307

Mortgage

Document Number	0000072025
Date	Dec 23, 2025
Instrument	2025-0072025

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Sep 6, 2022
Property Address	5977 MORGAN PL, LOOMIS, CA 95650-9307
Document Number	0000068847
Instrument Date	Aug 31, 2022
Instrument	2022-0068847
Transaction Type	Transfer
Record Updated	Sep 21, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	6950 GREEN LEAF CT, GRANITE BAY, CA 95746-6515

Mortgage

Document Number	0000068848
Date	Sep 6, 2022
Instrument	2022-0068848

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Oct 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.87%
Index	Other
Margin	3
Max Rate	8.87%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	5977 MORGAN PL, LOOMIS, CA 95650-9307
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077425
Date	Oct 7, 2019
Instrument	2019-0077425

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 5977 Morgan Pl was $13,112.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Loomis Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,303,000 (+5.25%) Land $370,500 Building $932,500
2025	$13,112.00	$1,238,000 Land $352,000 Building $886,000
2023	$13,783.00 (-6.93%)	$1,266,000 Land $360,000 Building $906,000
2022	$14,809.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5977 Morgan Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5977 Morgan Pl is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 43% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	1,500 / 1,500
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Succeed.Net.

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