5977 Bermuda Ln, Naples, FL 34119 Property Records

Collier County property record for 5977 Bermuda Ln, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	1,983 sqft · built 1998
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Jun 2024)
Tax Bill	$6,533 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone AH (high risk)
APN	`426250 283B33`

Property Details

APN / Parcel Number

Primary APN	`426250 283B33`
Alternative APN	`52250002042`

Interior

Stories	1 Story
Building Area	1,983 sqft Living Area
1st Floor Area	1,983 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Concrete
Lot Area	9,148 sqft (0.21 acres)
Pool Area	312 sqft
Deck Area	688 sqft

Location & Zoning

Street Address	5977 BERMUDA LN
City	NAPLES
State	FL
Zip	34119-9599
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ISLANDWALK PHASE ONE LOT 28
Legal Range	26
Legal Township	48
Legal Section	33
Legal Subdivision	ISLANDWALK PHASE 1
Legal Phase	1
Legal Tract	426250
Legal Block	1
Legal Lot Number	28
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1008
Census Tract	10435

Owner

5977 Bermuda Ln is owned and occupied by two individuals who bought it in June 2024.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5977 BERMUDA LN, NAPLES, FL 34119-9599
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE
May 27, 2022	Deed of Trust, Mortgage · Balloon Mortgage ERIC GOLDFINE
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage EMPLOYED E G S RETIREM TR (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2024 · Amount on File
Deed Sale	Jun 3, 2024 · Amount on File
Prior Sale	May 29, 2012 · Amount on File
Deed Document Number	20246553627
Deed Book / Page	6365 / 3742
Prior Transfer Date	May 17, 2024
Prior Transfer Doc	0063653742
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Recording Date	Jun 17, 2026
Property Address	5977 BERMUDA LN, NAPLES, FL 34119-9599
Document Number	0006839318
Book / Page	6599 / 3219
Instrument Date	Jun 5, 2026
Instrument	20266839318
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5977 BERMUDA LN, NAPLES, FL 34119-9599

Mortgage

Document Number	0006839318,
Date	Jun 17, 2026
Book Page	6599/3219
Instrument	20266839318

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	5977 BERMUDA LN, NAPLES, FL 34119-9599
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 GOODLETTE-FRANK RD N, NAPLES, FL 34102-5656

Mortgage

Document Number	0061323714
Date	May 27, 2022
Book Page	6132/3714
Instrument	6259142

Lender

Name	ERIC GOLDFINE
Type	Private Party
Address	21 LAKESIDE RD, MAHOPAC, NY 10541

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	5977 BERMUDA LN, NAPLES, FL 34119-9599
Document Number	0058342815
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Nov 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	720 GOODLETTE-FRANK RD N NAPLES FL 341025656, NAPLES, FL 34102-5656

Mortgage

Document Number	0058342815
Date	Oct 23, 2020
Book Page	005834/002815
Instrument	5943389

Lender

Name	EMPLOYED E G S RETIREM TR (PT)
Address	21 LAKESIDE RD, MAHOPAC, NY 10541-3128

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	5.75%

Tax Assessment & Valuation

The 2025 property tax bill for 5977 Bermuda Ln was $6,533 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$560,601 (-12.03%) Land $250,937 Building $309,664	$560,601 (-12.03%) Land $250,937 Building $309,664
2025	$6,533.00	$637,285 Land $385,367 Building $251,918	$637,285 Land $385,367 Building $251,918
2023	$5,792.00 (+9.95%)	$450,707 (+1%)	$659,373 (+23.94%) Land $340,557 Building $318,816
2022	$5,268.00	$409,734	$532,026 Land $192,100 Building $339,926

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5977 Bermuda Ln in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 312 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	312 in force
Nearby Flood Claims	3 (2020–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5977 Bermuda Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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