5977 Ali Grace Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5977 Ali Grace Dr, Saint Cloud, FL 34771

Property Summary

Property Type	Vacant Land
Lot Size	0.13 acres (5,662 sqft)
Owner	2 Individual Names on File
Last Sale	$494,134 (Jul 2025)
Tax Bill	$3,197 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-26-31-5325-0001-0190`

Property Details

APN / Parcel Number

Primary APN	`03-26-31-5325-0001-0190`
Alternative APN	`263103532500010190`

Exterior

Lot Area	5,662 sqft (0.13 acres)

Location & Zoning

Street Address	5977 ALI GRACE DR
City	SAINT CLOUD
State	FL
Zip	34771-8111
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	TRINITY PLACE PH 1 PB 33 PGS 175-181 LOT 19
Legal Subdivision	TRINITY PLACE PHASE 1
Legal Lot Number	19
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2012
Census Tract	43700

Owner

Source: Osceola County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5977 ALI GRACE DR, SAINT CLOUD, FL 34771-8111
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE LLC
Jul 31, 2025	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 31, 2025 · Amount on Record
Deed Sale	Jul 31, 2025 · Amount on Record
Prior Sale	Feb 25, 2025 · Amount on Record
Deed Document Number	202595619
Deed Book / Page	6827 / 2749
Prior Transfer Date	Mar 3, 2025
Prior Transfer Doc	0000027157
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5977 ALI GRACE DR, SAINT CLOUD, FL 34771-8111
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5977 ALI GRACE DR, SAINT CLOUD, FL 34771-8111

Mortgage

Document Number	0069140800
Date	Jan 28, 2026
Book Page	6914/800
Instrument	2026012277

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 31, 2025
Property Address	5977 ALI GRACE DR, SAINT CLOUD, FL 34771-8111
Document Number	0068272749
Book / Page	6827 / 2749
Map Reference	MB 33 PG 175-181
Instrument Date	Jul 30, 2025
Instrument	2025095619
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2025
Title Company	MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO OF FL LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,459.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	605 COMMONWEALTH AVE, ORLANDO, FL 32803-5223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5977 ALI GRACE DR, SAINT CLOUD, FL 34771-8111

Mortgage

Document Number	0068272751
Date	Jul 31, 2025
Instrument	6827/2751

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,197.00 (+5.58%)	$73,500 (+4%) Land $73,500	$73,500 (+4%) Land $73,500
2024	$3,028.00	$52,500 Land $52,500	$52,500 Land $52,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 79 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	79 in force
Nearby Flood Claims	5 (1994–2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 69% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

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