Santa Rosa County property record for 5975 Tradition Ct, Milton, FL 32570
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,974 sqft · built 2017 |
| Lot Size | 0.275 acres (11,979 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $267,200 (Apr 2018) |
| Tax Bill | $3,696 (2024) |
| Deeds & Mortgages | Oct 2023 Line of Credit Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-2N-29-5715-00F00-0120 |
| Primary APN | 26-2N-29-5715-00F00-0120 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,974 sqft Living Area |
| Gross Area | 3,748 sqft |
| 1st Floor Area | 2,974 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 11,979 sqft (0.275 acres) |
| Lot Dimensions | 150 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 354 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5975 TRADITION CT |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32570-7999 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | WHISPER CREEK PHASE ONE BLOCK F LOT 12 & AS DES IN OR 3719 PG 168 |
| Legal Range | 29W |
| Legal Township | 2N |
| Legal Section | 26 |
| Legal Subdivision | WHISPER CRK 1,2,3 |
| Legal Block | F |
| Legal Lot Number | 12 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | SKYLINE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 10504 |
Source: Santa Rosa County records, as of April 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5975 TRADITION CT, MILTON, FL 32570-7999 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 18, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Feb 2, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LIVE OAK BANKING COMPANY |
| Apr 16, 2018 | Grant Deed, Foreclosure · FHA Mortgage UNIVERSITY LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2018 · Amount on Record |
| Deed Sale | Apr 16, 2018 · Amount on Record |
| Deed Document Number | 201814925 |
| Deed Book / Page | 3719 / 168 |
| Prior Transfer Date | Apr 13, 2018 |
| Prior Transfer Doc | 0037190168 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5975 TRADITION CT, MILTON, FL 32570-7999 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5975 TRADITION CT, MILTON, FL 32570-7999 |
| Document Number | 0044431683 |
|---|---|
| Date | Oct 18, 2023 |
| Book Page | 4443/1683 |
| Instrument | 202347223 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 7, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5975 TRADITION CT, MILTON, FL 32570-7999 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5975 TRADITION CT, MILTON, FL 32570-7999 |
| Document Number | 0040651323 |
|---|---|
| Date | Feb 2, 2021 |
| Book Page | 4065/1323 |
| Instrument | 202106751 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 2, 2026 |
| Property Address | 5975 TRADITION CT, MILTON, FL 32570-7999 |
| Document Number | 0000016595 |
| Book / Page | 4727 / 1788 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 202616595 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5975 TRADITION CT, MILTON, FL 32570-7999 |
| Document Number | 0000016595, |
|---|---|
| Date | Apr 2, 2026 |
| Book Page | 4727/1788 |
| Instrument | 202616595 |
| Name | LIVE OAK BANKING COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 30, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 16, 2018 |
| Property Address | 5975 TRADITION CT, MILTON, FL 32570-7999 |
| Document Number | 0037190168 |
| Book / Page | 003719 / 000168 |
| Instrument Date | Apr 13, 2018 |
| Instrument | 14925 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 12, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,870.40 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5975 TRADITION CT MILTON FL 325707999, MILTON, FL 32570-7999 |
| Document Number | 37190170 |
|---|---|
| Date | Apr 16, 2018 |
| Book Page | 003719/000170 |
| Instrument | 14926 |
| Name | UNIVERSITY LNDG |
|---|---|
| Address | SOUTHFIELD, MI 48034 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 15, 2048 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $358,697 (+2.89%) Land $50,000 Building $308,697 | $358,697 (+2.36%) Land $50,000 Building $308,697 | |
| 2024 | $3,696.00 (+1.62%) Homeowner's exemption | $348,635 (+3%) | $350,416 (-0.89%) Land $38,000 Building $312,416 |
| 2023 | $3,637.00 (+3.71%) Homeowner's exemption | $338,481 (+4.4%) | $353,554 (+9.05%) Land $38,000 Building $315,554 |
| 2022 | $3,507.00 Homeowner's exemption | $324,217 | $324,217 Land $35,000 Building $289,217 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 27 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 44% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILTON, CITY OF WATER SYSTEM serves 21,241 people · EPA ID FL1570146 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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