Whatcom County property record for 5975 Ranch Loop, Ferndale, WA 98248 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2025 |
| Square Footage | 2,297 sqft Living Area |
| Lot Size | 4,617 sqft (0.105 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $729,900 (2025) |
| Tax Bill | $5,279.00 (2025) |
| Primary APN | 192048 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,297 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Year Built | Built 2025 |
|---|---|
| Exterior Material | Combination Exterior |
| Foundation Type | Concrete Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 4,617 sqft (0.105 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Built-in Garage |
| Garage Area | 489 sqft Garage |
| Deck Area | 202 sqft Deck |
| Porch | Covered Porch |
| Porch Area | 47 sqft Porch |
| Heating System | Heat Pump Heating |
|---|
| Street Address | 5975 RANCH LOOP |
|---|---|
| City | FERNDALE |
| State | WA |
| Zip | 98248-2138 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CHURCH HILL RANCH PUD LOT 74 |
| Legal Subdivision | CHURCH HILL RANCH PUD |
| Legal Lot Number | 74 |
| Jurisdiction | WHATCOM WA |
| Minor Civil Division | FERNDALE |
| Census Blockgroup | 2 |
| Census Block | 2002 |
| Census Tract | 10503 |
Source: Whatcom County records · APN 192048
Assessment roll updated May 31, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5975 RANCH LOOP, FERNDALE, WA 98248-2138 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 13, 2025 | Deed of Trust, Mortgage · Commercial Mortgage WASHINGTON FEDERAL NA |
| Sep 05, 2025 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 05, 2025 · Amount on Record |
| Deed Sale | Sep 05, 2025 · Amount on Record |
| Deed Doc Number | 2025-0900473 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 5975 RANCH LOOP, FERNDALE, WA 98248-2138 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|
| Document Number | 0000100718 |
|---|---|
| Date | Jan 13, 2025 |
| Instrument | 2025-0100718 |
| Name | WASHINGTON FEDERAL NA |
|---|---|
| Type | Bank |
| Address | SEATTLE, WA 98101 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Sep 05, 2025 |
| Property Address | 5975 RANCH LOOP, FERNDALE, WA 98248-2138 |
| Document Number | 0000900473 |
| Map Reference | AF 2023-0700991 |
| Instrument Date | Aug 07, 2025 |
| Instrument | 2025-0900473 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLKE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12,052.22 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5975 RANCH LOOP, FERNDALE, WA 98248-2138 |
| Document Number | 0000900474 |
|---|---|
| Date | Sep 05, 2025 |
| Instrument | 2025-0900474 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Ferndale City |
| Unified School District | Ferndale School District (PK - 12) |
Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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