5975 Quartz Valley Dr, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 5975 Quartz Valley Dr, Cold Spring, KY 41076

Property Summary

Property Type	Single Family Home
Details	1,906 sqft · built 2008
Lot Size	0.183 acres (8,015 sqft)
Owner	Individual Name on Record
Last Sale	$495,000 (Nov 2022)
Tax Bill	$5,404 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`999-99-37-471.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-37-471.00`

Interior

Stories	1 Story
Building Area	1,906 sqft Living Area

Exterior

Year Built	Built 2008
Exterior Material	Combination
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,015 sqft (0.183 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	9999937471.00
Street Address	5975 QUARTZ VALLEY DR
City	COLD SPRING
State	KY
Zip	41076-7130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRANITE SPRING SUB SEC 14 LOT 73 .1837 AC
Legal Subdivision	GRANITE SPRING SUBD
Legal Phase	14
Legal Lot Number	73 1837
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	2
Census Block	2009
Census Tract	53301

Owner

Source: Campbell County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5975 QUARTZ VALLEY DR, COLD SPRING, KY 41076-7130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2022 · Amount on Record
Deed Sale	Nov 17, 2022 · Amount on Record
Prior Sale	Nov 6, 2008 · Amount on Record
Deed Document Number	5162189
Deed Book / Page	D846 / 31
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Nov 17, 2022
Property Address	5975 QUARTZ VALLEY DR, COLD SPRING, KY 41076-7130
Document Number	0005162189
Book / Page	D846 / 31
Map Reference	CAB E SL 446A,446B&4
Instrument Date	Sep 29, 2022
Instrument	5162189
Transaction Type	Transfer
Record Updated	Dec 8, 2022
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5975 QUARTZ VALLEY DR, 5975, NEWPORT, KY 41076-7130

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	5975 QUARTZ VALLEY DR, COLD SPRING, KY 41076-7130
Investor	Possibly a Property Investor

Mortgage

Document Number	0005162190
Date	Nov 17, 2022
Instrument	5162190

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6%
Index	1-Year T-Bill
Max Rate	10%

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Cold Spring City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,404.00 (+0.39%) Homeowner's exemption	$495,000 (-) Land $55,000 Building $440,000	$495,000 (-) Land $55,000 Building $440,000
2023	$5,383.00 (+32.16%) Homeowner's exemption	$495,000 (+51.89%) Land $55,000 Building $440,000	$495,000 (+51.89%) Land $55,000 Building $440,000
2022	$4,073.00	$325,900 Land $40,000 Building $285,900	$325,900 Land $40,000 Building $285,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20