Citrus County property record for 5975 E Banner Ln, Inverness, FL 34452
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,691 sqft · built 2005 |
| Lot Size | 0.588 acres (25,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $4,000 (May 2004) |
| Tax Bill | $1,541 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer Feb 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20E-19S-29-0010-03180-0330 |
| Primary APN | 20E-19S-29-0010-03180-0330 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,691 sqft Living Area |
| Gross Area | 2,392 sqft |
| 1st Floor Area | 1,691 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 25,600 sqft (0.588 acres) |
| Lot Dimensions | 160 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 9 Parking Spaces |
| Pool Area | 336 sqft |
| Porch | Finished/Screened Porch |
| Porch Area | 356 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 3264997 |
|---|---|
| Street Address | 5975 E BANNER LN |
| City | INVERNESS |
| State | FL |
| Zip | 34452-7015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Description | INVERNESS HGLDS WEST PB 5 PG 19 LOTS 33 & 34 BLK 318 TITLE IN OR BK 1719 PG 1542 & 1544 |
| Legal Range | 20E |
| Legal Township | 19S |
| Legal Section | 29 |
| Legal Subdivision | INVERNESS HIGHLANDS WEST |
| Legal Block | 318 |
| Legal Lot Number | 33,34 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 451103 |
5975 E Banner Ln is owned and occupied by two individuals who acquired it in February 2026.
Source: Citrus County records, as of March 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5975 E BANNER LN, INVERNESS, FL 34452-7015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 26, 2026 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Feb 10, 2021 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Jan 18, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Dec 5, 2017 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Dec 5, 2017 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2004 · Amount on File |
| Deed Sale | May 14, 2004 · Amount on File |
| Prior Sale | May 14, 2004 · Amount on File |
| Deed Document Number | 200432380 |
| Deed Book / Page | 1719 / 1544 |
| Last Transfer Date | Feb 24, 2026 |
| Transfer Doc | 0036460592 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Feb 26, 2026 |
| Property Address | 5975 E BANNER LN, INVERNESS, FL 34452-7015 |
| Document Number | 0036460592 |
| Book / Page | 3646 / 592 |
| Map Reference | MB 5 PG 19-33 |
| Instrument Date | Feb 24, 2026 |
| Instrument | 2026011173 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5975 E BANNER LN, INVERNESS, FL 34452-7015 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5975 E BANNER LN, INVERNESS, FL 34452-7015 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 5975 E BANNER LN, INVERNESS, FL 34452-7015 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 5975 E BANNER LN, INVERNESS, FL 34452-7015 |
| Document Number | 0031331804 |
|---|---|
| Date | Feb 10, 2021 |
| Book Page | 3133/1804 |
| Instrument | 2021008341 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 5975 E BANNER LN, INVERNESS, FL 34452-7015 |
| Document Number | 0030340684 |
| Instrument Date | Jan 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5975 E BANNER LN INVERNESS FL 344527015, INVERNESS, FL 34452-7015 |
| Document Number | 0030340684 |
|---|---|
| Date | Jan 27, 2020 |
| Book Page | 003034/000684 |
| Instrument | 4442 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 26, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 5975 E BANNER LN, INVERNESS, FL 34452-7015 |
| Document Number | 0028681948 |
| Book / Page | 002868 / 001948 |
| Instrument Date | Dec 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5975 E BANNER LN INVERNESS FL 344527015, INVERNESS, FL 34452-7015 |
| Document Number | 0028681948 |
|---|---|
| Date | Dec 12, 2017 |
| Book Page | 002868/001948 |
| Instrument | 56223 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 11, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 5975 E BANNER LN, INVERNESS, FL 34452-7015 |
| Document Number | 0029450100 |
| Instrument Date | Dec 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5975 E BANNER LN INVERNESS FL 344527015, INVERNESS, FL 34452-7015 |
| Document Number | 0029450100 |
|---|---|
| Date | Dec 13, 2018 |
| Book Page | 002945/000100 |
| Instrument | 62258 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 12, 2048 |
The 2025 property tax bill for 5975 E Banner Ln was $1,541 with a homeowner's exemption, up 6.5% from the year before.
Source: Citrus County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,541.00 (+6.5%) Homeowner's exemption | $131,148 (-51.32%) | $261,937 (-2.77%) Land $20,600 Building $241,337 |
| 2024 | $1,447.00 (+2.99%) Homeowner's exemption Additional exemption filed | $269,406 (+2.7%) Land $13,980 Building $255,426 | $269,406 (+2.7%) Land $13,980 Building $255,426 |
| 2023 | $1,405.00 (+6.93%) Homeowner's exemption Additional exemption filed | $262,334 (+15.64%) Land $14,700 Building $247,634 | $262,334 (+15.64%) Land $14,700 Building $247,634 |
| 2022 | $1,314.00 Homeowner's exemption Additional exemption filed | $226,860 Land $8,960 Building $217,900 | $226,860 Land $8,960 Building $217,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5975 E Banner Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5975 E Banner Ln is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 35 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures