59738 Canoe Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 59738 Canoe Rd, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,170 sqft · built 2004
Lot Size	2.15 acres (93,654 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Jun 2018)
Tax Bill	$1,930 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jun 2020 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`004-020-068-00`

Property Details

APN / Parcel Number

Primary APN	`004-020-068-00`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,170 sqft Living Area
1st Floor Area	1,750 sqft
Basement Area	1,750 sqft
Unfinished Basement	1,750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	93,654 sqft (2.15 acres)
Lot Dimensions	274 ft deep x 341 ft wide
Garage Area	918 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	59738 CANOE RD
City	THREE RIVERS
State	MI
Zip	49093-9139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF SE 1/4 SEC 20 T6S R12W DESC AS: COM E 1/4 COR SD SEC TH S 00D 17M 34S W 1113.71 FT TH W 608.37 FT TO POB TH SLY ALG WLY
Legal Range	12W
Legal Township	06S
Legal Section	20
Legal Subdivision	SERENITY SHORE SUBDIVISION
Legal Lot Number	67-69
Jurisdiction	ST JOSEPH MI
Township / Civil Division	FABIUS
Census Block Group	4
Census Block	4001
Census Tract	41102

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	59738 CANOE RD, THREE RIVERS, MI 49093-9139
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2024	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Jun 24, 2020	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
Oct 3, 2022	Deed of Trust, Mortgage · Line of Credit OMNI COMMUNITY CU
Aug 3, 2017	Deed of Trust, Mortgage · Line of Credit ARBOR FINANCIAL CU
Oct 29, 2019	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
Feb 26, 2019	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
Feb 23, 2021	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
Jun 22, 2018	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2018 · Amount on Record
Deed Sale	Jun 22, 2018 · Amount on Record
Prior Sale	Apr 6, 2005
Deed Book / Page	1920 / 331
Prior Transfer Date	Feb 12, 2016
Prior Transfer Doc	1814/0863
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	59738 CANOE RD, THREE RIVERS, MI 49093-9139
Transaction Type	Mortgage
Record Updated	May 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59738 CANOE RD, THREE RIVERS, MI 49093-9139

Mortgage

Document Number	2024002950
Date	Apr 16, 2024
Instrument	2024002950

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Feb 17, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	59738 CANOE RD, THREE RIVERS, MI 49093-9139
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59738 CANOE RD, THREE RIVERS, MI 49093-9139

Mortgage

Document Number	2020002641
Date	Jun 24, 2020
Instrument	2020002641

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	59738 CANOE RD, THREE RIVERS, MI 49093-9139
Transaction Type	Mortgage
Record Updated	Oct 18, 2022
Title Company	CALHOUN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022008569
Date	Oct 3, 2022
Instrument	2022008569

Lender

Name	OMNI COMMUNITY CU
Type	Credit Union
Address	BATTLE CREEK, MI 49016

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Aug 12, 2052

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	59738 CANOE RD, THREE RIVERS, MI 49093-9139
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01879/0965
Date	Aug 3, 2017
Book Page	1879/0965

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 25, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	59738 CANOE RD, THREE RIVERS, MI 49093-9139
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01980/0806
Date	Oct 29, 2019
Book Page	1980/0806

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	59738 CANOE RD, THREE RIVERS, MI 49093-9139
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01949/0547
Date	Feb 26, 2019
Book Page	1949/0547

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85260

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Mar 1, 2048

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	59738 CANOE RD, THREE RIVERS, MI 49093-9139
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021001793
Date	Feb 23, 2021
Instrument	2021001793

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jun 22, 2018
Property Address	59738 CANOE RD, THREE RIVERS, MI 49093-9139
Document Number	01920/0331
Book / Page	1920 / 0331
Instrument Date	Jun 20, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	NOT AVAILABLE, PATRIC ABSTRACT & TITLE OFFI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,580.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	59738 CANOE RD, 59738, THREE RIVERS, MI 49093-9139

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 SOPHIE ST APT 10, 10, THREE RIVERS, MI 49093-2829

Mortgage

Document Number	0001920333
Date	Jun 22, 2018
Instrument	1920/333

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Fabius Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$281,700 (+10.95%)	$563,400 (+10.95%)
2025	$1,930.00 Homeowner's exemption	$253,900 Land $20,100 Building $233,800	$507,800 Land $40,200 Building $467,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1996–2008)
Most Recent Claim	Sep 2008 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Canoe Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures