5973 Jack Stokes Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 5973 Jack Stokes Rd, Baker, FL 32531

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,923 sqft · built 2016
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$42,000 (Dec 2015)
Tax Bill	$9,158 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-597-4818-6`

Property Details

APN / Parcel Number

Primary APN	`C56-000-597-4818-6`
Alternative APNs	`31-4N-24-0000-0004-0000` `24N431000000040000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,923 sqft Living Area
Gross Area	5,998 sqft
1st Floor Area	3,923 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	130,680 sqft (3 acres)
Garage Type	Attached
Garage Area	956 sqft
Driveway	Driveway
Porch	Finished/Open Porch
Porch Area	1,119 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5973 JACK STOKES RD
City	BAKER
State	FL
Zip	32531-2511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NW COR OF SEC S 585 FT TO POB S 2 DEG W 266.8 FT S 81 DEG E 497 FT N 2 DEG E 266.8FT N 81 DEG W 497 FT TO POB
Legal Range	24W
Legal Township	04N
Legal Section	31
Legal Block	4
Legal Lot Number	4
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	2
Census Block	2028
Census Tract	20102

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5973 JACK STOKES RD, BAKER, FL 32531-2511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 20, 2020	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jan 13, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2015 · Amount on Record
Deed Sale	Dec 23, 2015 · Amount on Record
Prior Sale	Jul 29, 2014
Deed Document Number	20153039693
Deed Book / Page	3229 / 1692
Prior Transfer Date	Dec 10, 2014
Prior Transfer Doc	0031773586
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	5973 JACK STOKES RD, BAKER, FL 32531-2511
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5973 JACK STOKES RD, BAKER, FL 32531-2511

Mortgage

Document Number	0035040411
Date	Nov 6, 2020
Book Page	3504/411
Instrument	3405462

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2030

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 20, 2020
Property Address	5973 JACK STOKES RD, BAKER, FL 32531-2511
Document Number	0034570998
Book / Page	003457 / 000998
Instrument Date	Apr 14, 2020
Instrument	3352884
Transaction Type	Transfer
Record Updated	Jun 17, 2020
Title Company	KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SOLUTIONS I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,893.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5973 JACK STOKES RD BAKER FL 325312511, BAKER, FL 32531-2511

Mortgage

Document Number	34571000
Date	Apr 20, 2020
Book Page	003457/001000
Instrument	3352885

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 19, 2035

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	5973 JACK STOKES RD, BAKER, FL 32531-2511
Document Number	0032842208
Book / Page	003284 / 002208
Instrument Date	Jan 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5973 JACK STOKES RD BAKER FL 325312511, BAKER, FL 32531-2511

Mortgage

Document Number	0032842208
Date	Jan 20, 2017
Book Page	003284/002208
Instrument	3113364

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jan 19, 2032

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,158.00 (+5.03%) Homeowner's exemption	$986,140 (+5.99%)	$1,010,174 (+3.14%) Land $26,898 Building $983,276
2023	$8,719.00 (+1.98%) Homeowner's exemption	$930,435 (+3%)	$979,462 (+8.43%) Land $22,852 Building $956,610
2022	$8,550.00 Homeowner's exemption	$903,335 Land $21,357 Building $881,978	$903,335 Land $21,357 Building $881,978

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAKER WATER SYSTEM, INC. serves 2,930 people · EPA ID FL1460043
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: CenturyLink.

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