5972 White Ridge Cir E, Olive Branch, MS 38654 Property Records

DeSoto County property record for 5972 White Ridge Cir E, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,051 sqft · built 1995
Lot Size	0.249 acres (10,851 sqft)
Owner	Individual Name on Record
Tax Bill	$1,806 (2025)
Deeds & Mortgages	Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-06-2-03-07-0-00078-00`

Property Details

APN / Parcel Number

Primary APN	`2-06-2-03-07-0-00078-00`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,051 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	10,851 sqft (0.249 acres)
Lot Dimensions	140 ft deep x 75 ft wide

Location & Zoning

Street Address	5972 WHITE RIDGE CIR E
City	OLIVE BRANCH
State	MS
Zip	38654-3237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	SOUTHRIDGE ESTATES SEC D LOT 78
Legal Range	06
Legal Township	02
Legal Section	03
Legal Subdivision	SOUTHRIDGE ESTATES
Legal Lot Number	78
Jurisdiction	DESOTO MS
Township / Civil Division	1
Census Block Group	1
Census Block	1002
Census Tract	70821

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5972 WHITE RIDGE CIR E, OLIVE BRANCH, MS 38654-3237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2022
Deed Sale	Jun 14, 2022
Deed Document Number	0001000334
Deed Book / Page	1000 / 334
Record Updated	Jun 8, 2026

June 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jun 14, 2022
Property Address	5972 WHITE RIDGE CIR E, OLIVE BRANCH, MS 38654-3237
Document Number	001000/334
Book / Page	1000 / 334
Map Reference	MB 48 PG 23
Instrument Date	Jun 10, 2022
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7831 WOODSTOCK CUBA RD, 7831, MILLINGTON, TN 38053-5156

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5972 WHITE RIDGE CIR E, OLIVE BRANCH, MS 38654-3237

Mortgage

Document Number	0005548492
Date	Jun 14, 2022
Instrument	5548/492

Lender

Name	CME LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Olive Branch City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,806.00 (+18.58%)	$18,191 (+36.14%) Land $2,500 Building $15,691	$181,911 (+36.14%) Land $25,000 Building $156,911
2023	$1,523.00	$13,362	$133,623 Land $25,000 Building $108,623

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2012 · Hurricane Isaac

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20