5972 Royal Point Dr, Paradise, CA 95969 Property Records

Butte County property record for 5972 Royal Point Dr, Paradise, CA 95969

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,187 sqft · built 2006
Lot Size	3.61 acres (157,687 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,125,000 (May 2021)
Tax Bill	$11,429 (2025)
Deeds & Mortgages	Jun 2023 Reverse Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`051-460-021-000`

Property Details

APN / Parcel Number

Primary APN	`051-460-021-000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,187 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood
Foundation Type	No Foundation
Lot Area	157,687 sqft
Garage Type	Attached
Garage Area	811 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	5972 ROYAL POINT DR
City	PARADISE
State	CA
Zip	95969-3750
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-2/3
Legal Description	5972 ROYAL POINT DRIVE
Legal Subdivision	POINT WEST PTSHP UN 02
Legal Lot Number	3
Jurisdiction	BUTTE CA
Township / Civil Division	PARADISE
Census Block Group	1
Census Block	1020
Census Tract	1800

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5972 ROYAL POINT DR, PARADISE, CA 95969-3750
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Oct 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage TRI COUNTIES BANK
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage GLOBAL EQUITY FINANCE INC
May 20, 2021	Grant Deed, Transfer IDEAL TITLE AND ESCROW COMPANY, BIDWELL TITLE & ESCROW CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2021 · Amount on Record
Deed Sale	May 20, 2021 · Amount on Record
Prior Sale	Sep 15, 2000 · Amount on Record
Deed Document Number	202123209
Prior Transfer Date	May 11, 2012
Prior Transfer Doc	0000045526
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	5972 ROYAL POINT DR, PARADISE, CA 95969-3750
Transaction Type	Mortgage
Record Updated	Jul 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5972 ROYAL POINT DR, PARADISE, CA 95969-3750

Mortgage

Document Number	0000016442
Date	Jun 22, 2023
Instrument	2023-0016442

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	8.05%
Type Change Date	Aug 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	13%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	5972 ROYAL POINT DR, PARADISE, CA 95969-3750
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044190
Date	Oct 4, 2019
Instrument	2019-0044190

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	CHICO, CA 95973

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2034

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	5972 ROYAL POINT DR, PARADISE, CA 95969-3750
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5972 ROYAL POINT DR, PARADISE, CA 95969-3750

Mortgage

Document Number	0000051827
Date	Dec 14, 2020
Instrument	2020-0051827

Lender

Name	GLOBAL EQUITY FINANCE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	May 20, 2021
Property Address	5972 ROYAL POINT DR, PARADISE, CA 95969-3750
Document Number	0000023209
Map Reference	MB 156 PG 50-52
Instrument Date	May 13, 2021
Instrument	2021-0023209
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	IDEAL TITLE AND ESCROW COMPANY, BIDWELL TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5972 ROYAL POINT DR, PARADISE, CA 95969-3750

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Paradise Town
Unified School District	Paradise Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,092,798 (+2%) Land $262,290 Building $830,508
2025	$11,429.00 (+1.62%)	$1,071,372 (+4.04%) Land $257,148 Building $814,224
2024			$1,116,270
2023	$11,247.00 (+1.93%)	$1,029,770 Land $247,163 Building $782,607
2022	$11,034.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARADISE IRRIGATION DISTRICT serves 9,114 people · EPA ID CA0410007
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DigitalPath.

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