5972 Phoenician Ct, Merced, CA 95340 Property Records

Merced County property record for 5972 Phoenician Ct, Merced, CA 95340

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,056 sqft · built 1996
Lot Size1 acres (43,560 sqft)
OwnerCompany Name on Record
Last Sale$662,500 (Nov 2017)
Tax Bill$8,392 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN170-164-012-000

Property Details

APN / Parcel Number

Primary APN170-164-012-000
Alternative APN
  • 170-164-012

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area3,056 sqft Living Area
Gross Area3,347 sqft
1st Floor Area2,396 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Construction TypeWood
Roof MaterialTile
Lot Area43,560 sqft
Garage TypeAttached
Garage Area951 sqft
Parking Spaces4 Parking Spaces
Patio Area1,348 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Old Parcel Number170-164-012
Street Address5972 PHOENICIAN CT
CityMERCED
StateCA
Zip95340-8401
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal DescriptionMONTECITO EST LOT 11
Legal SubdivisionMONTECITO ESTATE
Legal Lot Number11
JurisdictionMERCED CA
Township / Civil DivisionATWATER
Census Block Group2
Census Block2011
Census Tract2500

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address5972 PHOENICIAN CT, MERCED, CA 95340-8401
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 21, 2017 · Amount on Record
Deed SaleNov 21, 2017 · Amount on Record
Prior SaleMar 24, 2011 · Amount on Record
Deed Document Number201739656
Last Transfer DateFeb 6, 2020
Transfer Doc0000004927
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address5972 PHOENICIAN CT, MERCED, CA 95340-8401
Transaction TypeMortgage
Record UpdatedApr 6, 2021
Title CompanyTRANSCOUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 2563, MERCED, CA 95344-0563

Mortgage

Document Number0000009045
DateFeb 26, 2021
Instrument2021009045
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2036

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$768,882 (+2%) Land $174,084 Building $594,798
2025$8,392.00 (+7.2%) Homeowner's exemption$753,807 (+4.04%) Land $170,671 Building $583,136
2023$7,828.00 (+1.32%) Homeowner's exemption$724,538 Land $164,045 Building $560,493
2022$7,726.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims5 (1998–2010)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2010 · rainfall accumulation
Claims by Event
  • Severe Winter Storms And Flooding, Mar 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 75% of the US · above 52% of California
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Cal.net
Fixed Wireless
100 / 20

May also be available: AT&T.

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