5972 Ojibwa Rd, Brainerd, MN 56401 Property Records

Crow Wing County property record for 5972 Ojibwa Rd, Brainerd, MN 56401

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,475 sqft · built 2003
Lot Size	0.31 acres (13,485 sqft)
Owner	2 Individual Names on Record
Tax Bill	$13,508 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`9912100A014A009`

Property Details

APN / Parcel Number

Primary APN	`9912100A014A009`
Alternative APNs	`99010642` `16803`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	3,475 sqft Living Area
1st Floor Area	2,651 sqft
Basement Area	2,454 sqft
Finished Basement	2,454 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Concrete
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,485 sqft (0.31 acres)
View / Lot	Waterfront / Beach
Garage Area	1,288 sqft
Driveway	Driveway

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Deck Area	140 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	16803
Street Address	5972 OJIBWA RD
City	BRAINERD
State	MN
Zip	56401-7216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E1/2 OF LOT 14 BLK A
Legal Range	29W
Legal Township	134
Legal Section	01
Legal Subdivision	1ST ADDITION TO SUNSET VIEW
Legal Block	A
Legal Lot Number	14
Jurisdiction	CROW WING MN
Township / Civil Division	FIRST ASSESSMENT
Census Block Group	3
Census Block	3018
Census Tract	950501

Owner

Source: Crow Wing County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5972 OJIBWA RD, BRAINERD, MN 56401-7216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CROW WING MN
Property Address	5972 OJIBWA RD, BRAINERD, MN 56401-7216
Transaction Type	Mortgage
Record Updated	Nov 26, 2025
Title Company	ELITE TITLE AND ESCROW, ELITE TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000282994
Date	Sep 22, 2025
Instrument	282994

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 9, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Crow Wing County assessment roll, as of August 28, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,508.00 (+45.31%)	$2,044,400 (+32.74%) Land $849,600 Building $1,194,800	$2,044,400 (+32.74%) Land $849,600 Building $1,194,800
2025		$1,540,200 (+16.53%) Land $333,900 Building $1,206,300	$1,540,200 (+16.53%) Land $333,900 Building $1,206,300
2023	$9,296.00 Homeowner's exemption	$1,321,700 Land $270,800 Building $1,050,900	$1,321,700 Land $270,800 Building $1,050,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20