5972 Mount Philo Rd, Charlotte, VT 05445 Property Records

Charlotte Town property record for 5972 Mount Philo Rd, Charlotte, VT 05445

Property Summary

Property TypeSingle Family Home
Details4 bd · 7 ba · 3,214 sqft · built 2001
Lot Size5 acres (217,800 sqft)
OwnerCompany Name on Record
Last Sale$257,400 (Feb 2000)
Tax Bill$14,475 (2025)
Deeds & MortgagesJun 2026 Transfer
Flood ZoneZone X (minimal risk)
APN(043) 00027-5972

Property Details

APN / Parcel Number

Primary APN(043) 00027-5972
Alternative APNs
  • 138-043-10009
  • M00027 B:5972

Interior

Bedrooms4 Beds
Full Baths7 Baths
Half Baths2 Half Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area3,214 sqft Living Area
Basement Area2,404 sqft
Finished Basement2,404 sqft
Unfinished Basement1,176 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialWood Siding
Roof MaterialShingle
Lot Area217,800 sqft (5 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address5972 MT PHILO RD
CityCHARLOTTE
StateVT
Zip05445-8216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description5.0 ACRES & DWL:
JurisdictionCHARLOTTE TWP VT
Township / Civil DivisionCHARLOTTE
Census Block Group1
Census Block1028
Census Tract3501

Owner

Source: Charlotte Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address5972 MT PHILO RD, CHARLOTTE, VT 05445-8216
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 23, 2000 · Amount on Record
Deed SaleFeb 23, 2000 · Amount on Record
Deed Document Number2000364633
Deed Book / Page109 / 488
Prior Transfer DateJan 14, 1999
Prior Transfer Doc0000870720
Record UpdatedOct 29, 2026

June 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHARLOTTE TWP VT
Recording DateJun 15, 2026
Property Address5972 MT PHILO RD, CHARLOTTE, VT 05445-8216
Document Number0551014080
Instrument DateMay 28, 2026
Instrument2026551014080
Transaction TypeTransfer
Record UpdatedJul 12, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5972 MT PHILO RD, CHARLOTTE, VT 05445-8216

Tax Assessment & Valuation

Source: Charlotte Town assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateVermont
CountyChittenden County
County SubdivisionCharlotte Town
Unified School DistrictChamplain Valley Unified School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$14,475.00 (-17.02%)$1,151,400 Land $405,000 Building $746,400
2024$17,444.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (1993–2011)
Claims Outside the SFHA3 of 3
Most Recent ClaimMay 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of Vermont
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Green Mountain Access
Fiber
1,000 / 1,000

Nearby Properties on Mount Philo Rd

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