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5970 W Cambridge Way, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5970 W Cambridge Way, Pace, FL 32571

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,132 sqft · built 2017
Lot Size0.309 acres (13,460 sqft)
OwnerCompany Name on File
Last Sale$287,550 (Jul 2017)
Tax Bill$3,935 (2024)
Deeds & MortgagesMay 2020 Line of Credit
Mar 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN28-2N-29-0001-00F00-0220

Property Details

APN / Parcel Number

Primary APN28-2N-29-0001-00F00-0220
Alternative APN
  • N29228000100F000220

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,132 sqft Living Area
Gross Area3,902 sqft
1st Floor Area3,132 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area13,460 sqft (0.309 acres)
Lot Dimensions155 ft deep x 87 ft wide
Garage TypeAttached
Garage Area384 sqft
Parking Spaces1 Parking Space
PorchFlorida Room
Porch Area386 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5970 W CAMBRIDGE WAY
CityPACE
StateFL
Zip32571-7610
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionABERNATHY LOT 22 BLK F AS DES IN OR 3639 PG 113 & OR 3928 PG 906
Legal Range29W
Legal Township2N
Legal Section28
Legal SubdivisionABERNATHY
Legal BlockF
Legal Lot Number22
JurisdictionSANTA ROSA FL
Township / Civil DivisionPACE
Census Block Group2
Census Block2025
Census Tract10303

Owner

Source: Santa Rosa County records · APN 28-2N-29-0001-00F00-0220

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address5970 W CAMBRIDGE WAY, MILTON, FL 32571-7610
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
May 26, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Mar 12, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Jul 03, 2017Grant Deed, Subdivision Related Transfer · Conventional Mortgage
UNIVERSITY LNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 03, 2017 · Amount on Record
Deed SaleJul 03, 2017 · Amount on Record
Prior SaleJun 01, 2017 · Amount on Record
Deed Document Number201726939
Deed Book / Page3639 / 113
Last Transfer DateMar 12, 2020
Transfer Doc0039280906
Record UpdatedJun 08, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5970 W CAMBRIDGE WAY, PACE, FL 32571-7610
Document Number0039590232
Instrument DateMay 26, 2020
Transaction TypeMortgage
Record UpdatedAug 06, 2020
Title CompanyTITLE365 - OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address5970 W CAMBRIDGE WAY PACE FL 325717610, PACE, FL 32571-7610

Mortgage

Document Number0039590232
DateJun 04, 2020
Book Page003959/000232
Instrument26762
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
Term360 Months
DueJun 03, 2050
Interest
Rate TypeAdjustable Rate

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateMar 12, 2020
Property Address5970 W CAMBRIDGE WAY, PACE, FL 32571-7610
Document Number0039280906
Book / Page003928 / 000906
Instrument DateMar 12, 2020
Instrument12295
Transaction TypeTransfer
Record UpdatedMay 22, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address5970 W CABRIDGE WAY PACE FL 32571, PACE, FL 32571

July 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSANTA ROSA FL
Recording DateJul 03, 2017
Property Address5970 W CAMBRIDGE WAY, PACE, FL 32571-7610
Document Number0036390113
Book / Page003639 / 000113
Instrument DateJun 30, 2017
Instrument26939
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 11, 2017
Title CompanyDHI TITLE/FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,012.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5970 W CAMBRIDGE WAY PACE FL 32571, PACE, FL 32571

Mortgage

Document Number36390115
DateJul 03, 2017
Book Page003639/000115
Instrument26940
Lender
NameUNIVERSITY LNDG
AddressSOUTHFIELD, MI 48034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 02, 2047

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$349,008 (+2.9%)$451,239 (+8.22%) Land $53,000 Building $398,239
2024$3,935.00 (+1.13%) Homeowner's exemption$339,172 (+3%)$416,970 (+0.78%) Land $53,000 Building $363,970
2023$3,891.00 (+7.61%) Homeowner's exemption$329,293 (+7.69%)$413,730 (+6.81%) Land $53,000 Building $360,730
2022$3,616.00 Homeowner's exemption$305,776$387,348 Land $49,000 Building $338,348

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 84 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies84 in force
Nearby Flood Claims11 (2014–2020)
Claims Outside the SFHA11 of 11
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 9 claims

Wildfire

Wildfire RiskModerate
above 46% of the US · lower than 82% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Mediacom Communications
Cable · Fiber, Fixed Wireless in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 314 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemPACE WATER SYSTEM, INC.
private · serves 49,328 people
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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