5970 Saddleback Way, Sacramento, CA 95823 Property Records

Sacramento County property record for 5970 Saddleback Way, Sacramento, CA 95823

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,461 sqft · built 1978
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$248,000 (Dec 2015)
Tax Bill	$5,836 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2022 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`118-0270-033-0000`

Property Details

APN / Parcel Number

Primary APN	`118-0270-033-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,461 sqft Living Area
1st Floor Area	1,461 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5970 SADDLEBACK WAY
City	SACRAMENTO
State	CA
Zip	95823-4235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	VALLEY GLEN 02, LOT 116
Legal Subdivision	VALLEY GLEN 02
Legal Lot Number	116
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2015
Census Tract	4909

Owner

Source: Sacramento County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5970 SADDLEBACK WAY, SACRAMENTO, CA 95823-4235
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Jan 26, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2015 · Amount on Record
Deed Sale	Dec 8, 2015 · Amount on Record
Prior Sale	Sep 11, 2013 · Amount on Record
Deed Book / Page	20151208 / 1466
Prior Transfer Date	May 23, 1997
Prior Transfer Doc	9705000107
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	May 28, 2026
Property Address	5970 SADDLEBACK WAY, SACRAMENTO, CA 95823-4235
Document Number	2026001287
Book / Page	20260528 / 1287
Instrument Date	Apr 28, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	5970 SADDLEBACK WAY, SACRAMENTO, CA 95823-4235

Mortgage

Document Number	2026001287,
Date	May 28, 2026
Book Page	20260528/1287

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	305 Months
Due	Oct 1, 2051

Interest

Rate	6.46%
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	5970 SADDLEBACK WAY, SACRAMENTO, CA 95823-4235
Transaction Type	Mortgage
Record Updated	Feb 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5970 SADDLEBACK WAY, SACRAMENTO, CA 95823-4235

Mortgage

Document Number	0000001749
Date	Jan 26, 2022
Instrument	2022012601749

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$299,446 (+2%) Land $73,048 Building $226,398
2025	$5,836.00 (+13.41%)	$293,575 (+4.04%) Land $71,616 Building $221,959
2024	$5,146.00 (-7.7%)
2023	$5,575.00 (+3.13%)	$282,177 Land $68,836 Building $213,341
2022	$5,406.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 581 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: DigitalPath, Fidium Fiber, GeoLinks, T-Mobile, Verizon.

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