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5970 Ridgeview Dr, Milton, FL 32570 Property Records

Santa Rosa County property record for 5970 Ridgeview Dr, Milton, FL 32570

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,125 sqft · built 2003
Owner2 Owner Names on File
Last Sale$137,400 (Sep 2003)
Tax Bill$1,708 (2024)
Deeds & MortgagesJun 2018 Mortgage
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN32-2N-28-2864-00A00-0270

Property Details

APN / Parcel Number

Primary APN32-2N-28-2864-00A00-0270

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,125 sqft Heated Area
Gross Area2,846 sqft
1st Floor Area2,587 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area259 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number322N28286400A000270
Street Address5970 RIDGEVIEW DR
CityMILTON
StateFL
Zip32570-5057
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRAA
Legal DescriptionOAK MEADOWS PHASE 2 LOT 27 BLK A AS DESC IN OR 2201 PG 1266
Legal Range28W
Legal Township02N
Legal Section32
Legal SubdivisionOAK MEADOWS PH 1,2
Legal Phase2
Legal BlockA
Legal Lot Number27
JurisdictionSANTA ROSA FL
Township / Civil DivisionMILTON
Census Block Group2
Census Block2003
Census Tract10503

Owner

The current owner of 5970 Ridgeview Dr bought it in September 2003.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record2 Owner Names on File
Mailing Address5970 RIDGEVIEW DR, MILTON, FL 32570-5057
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2018Deed of Trust, Mortgage · Conventional Mortgage
PEN AIR FCU
Aug 25, 2021Deed of Trust, Mortgage · VA Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 2003 · Amount on File
Deed SaleSep 15, 2003 · Amount on File
Prior SaleMar 20, 2003 · Amount on File
Deed Document Number0220101266
Deed Book / Page02201 / 01266
Record UpdatedJun 8, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5970 RIDGEVIEW DR, MILTON, FL 32570-5057
Transaction TypeMortgage
Record UpdatedAug 2, 2022
Title CompanyRELIABLE LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0037430280
DateJun 29, 2018
Book Page3743/0280
Instrument201827685
Lender
NamePEN AIR FCU
TypeCredit Union
AddressPENSACOLA, FL 32504
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2048

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address5970 RIDGEVIEW DR, MILTON, FL 32570-5057
Transaction TypeMortgage
Record UpdatedAug 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address5970 RIDGEVIEW DR, MILTON, FL 32570-5057

Mortgage

Document Number0041681008
DateAug 25, 2021
Book Page4168/1008
Instrument202157296
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
MunicipalityMilton City
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$1,708.00 (+3.39%) Homeowner's exemption Disabled Person's exemption$160,957 (+3%)$256,242 (+0.69%) Land $26,000 Building $230,242
2023$1,652.00 (+3.25%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$156,269 (+3%)$254,490 (+6.45%) Land $26,000 Building $228,490
2022$1,600.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$151,717$239,071 Land $20,000 Building $219,071

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5970 Ridgeview Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims10 (1990–2020)
Claims Outside the SFHA4 of 10
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5970 Ridgeview Dr is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILTON, CITY OF WATER SYSTEM
serves 21,241 people · EPA ID FL1570146
Water SourceGroundwater
Last State InspectionFeb 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20

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