San Diego County property record for 5970 Cardeno Dr, La Jolla, CA 92037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,921 sqft · built 1981 |
| Lot Size | 0.466 acres (20,285 sqft) |
| Owner | Company Name on File |
| Tax Bill | $10,387 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Oct 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 358-650-14-00 |
| Primary APN | 358-650-14-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,921 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 20,285 sqft (0.466 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5970 CARDENO DR |
|---|---|
| City | LA JOLLA |
| State | CA |
| Zip | 92037-6920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1-2 |
| Legal Description | LOT 300 TR 007361 |
| Legal Subdivision | LA JOLLA ALTA |
| Legal Tract | 007361 |
| Legal Block | 3 |
| Legal Lot Number | 300 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 8310 |
5970 Cardeno Dr is owned by a company that acquired it in September 2020 and is owner-occupied.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5970 CARDENO DR, LA JOLLA, CA 92037-6920 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MCJAB INC |
| Oct 14, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 25, 2020 |
| Transfer Doc | 0000621329 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 5970 CARDENO DR, LA JOLLA, CA 92037-6920 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|---|
| Address | 5970 CARDENO DR, LA JOLLA, CA 92037-6920 |
| Document Number | 0000808810 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | 2021-0808810 |
| Name | MCJAB INC |
|---|---|
| Type | Non-Lending Institution |
| Address | SAN DIEGO, CA 92123 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 14, 2020 |
| Property Address | 5970 CARDENO DR, LA JOLLA, CA 92037-6920 |
| Document Number | 0000621329 |
| Instrument Date | Sep 25, 2020 |
| Instrument | 621329 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 5970 CARDENO DR LA JOLLA CA 920376920, LA JOLLA, CA 92037-6920 |
The 2025 property tax bill for 5970 Cardeno Dr was $10,387 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Diego City |
| Unified School District | San Diego City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $808,304 (+2%) Land $422,649 Building $385,655 | |
| 2025 | $10,387.00 Homeowner's exemption | $792,456 Land $414,362 Building $378,094 |
| 2023 | $9,279.00 (+2.76%) Homeowner's exemption | $761,686 Land $398,273 Building $363,413 |
| 2022 | $9,030.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 5970 Cardeno Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (1978–1998) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 5970 Cardeno Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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