5970 Black Bear Rd, Helena, MT 59602 Property Records

Lewis And Clark County property record for 5970 Black Bear Rd, Helena, MT 59602

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,856 sqft · built 2012
Lot Size	0.639 acres (27,835 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,268 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0517284`

Property Details

APN / Parcel Number

Primary APN	`R0517284`
Alternative APNs	`05-1997-08-4-01-11-0000` `0000014321`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,856 sqft Living Area
1st Floor Area	1,206 sqft
2nd Floor Area	650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	27,835 sqft (0.639 acres)
Garage Type	Detached
Garage Area	988 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	328 sqft
Deck Area	80 sqft
Shed	1 Shed
Shed Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000014321
Street Address	5970 BLACK BEAR RD
City	HELENA
State	MT
Zip	59602-9775
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S08, T11 N, R01 W, C.O.S. 481792/B, TRACT A+B+C, IN G.LOT 3 & SPRATT PLACER MS 2033
Legal Lot Number	3
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	WOLF CREEK
Census Block Group	3
Census Block	3094
Census Tract	300

Owner

5970 Black Bear Rd is owned and occupied by two individuals who acquired it in January 2026.

Source: Lewis And Clark County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5970 BLACK BEAR RD, HELENA, MT 59602-9775
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2021	Warranty Deed, Transfer · Conventional Mortgage OPPORTUNITY BANK OF MT
Aug 30, 2017	Warranty Deed, Transfer · Conventional Mortgage MISSOULA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2022
Deed Sale	Mar 17, 2022
Prior Sale	Jan 7, 2021 · Amount on File
Deed Document Number	20223395542
Deed Book / Page	60 / 7766
Last Transfer Date	Jan 20, 2026
Transfer Doc	0003446723
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Jan 7, 2021
Property Address	5970 BLACK BEAR RD, HELENA, MT 59602-9775
Document Number	M58/4841
Book / Page	M58 / 4841
Map Reference	DOC 481792-B
Instrument Date	Jan 7, 2021
Instrument	3370452
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Mortgage

Document Number	3370453
Date	Jan 7, 2021
Instrument	3370453

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Aug 30, 2017
Property Address	5970 BLACK BEAR RD, HELENA, MT 59602-9775
Document Number	M53/2386
Book / Page	M53 / 2386
Map Reference	DOC481792-B
Instrument Date	Aug 29, 2017
Instrument	3310616
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	3310617
Date	Aug 30, 2017
Instrument	3310617

Lender

Name	MISSOULA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 5970 Black Bear Rd was $3,268, down 0.3% from the year before.

Source: Lewis And Clark County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Unified School District	East Helena K-12 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,268.00 (-0.27%)	$702,800 (-)
2025	$3,277.00	$702,800	$702,800 Land $258,337 Building $444,463
2023	$4,721.00	$519,800	$519,800 Land $85,589 Building $434,211

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5970 Black Bear Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5970 Black Bear Rd is high, ranking above 84% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 78% of Montana
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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