Chisago County property record for 5970 295th St, Stacy, MN 55079
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,777 sqft · built 1994 |
| Lot Size | 6.6 acres (287,496 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $105,000 (Dec 2007) |
| Tax Bill | $7,460 (2026) |
| Deeds & Mortgages | Aug 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-10086-00 |
| Primary APN | 19-10086-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,777 sqft Living Area |
| Gross Area | 5,146 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Modern |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 287,496 sqft (6.6 acres) |
| Garage Area | 1,835 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3978517 |
|---|---|
| Street Address | 5970 295TH ST |
| City | STACY |
| State | MN |
| Zip | 55079-8614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | THAT PT OF NE 1/4 DESC AS FOL: COMM AT NE COR OF SAID SEC 5; TH S 1D 42'E ASSUM BEAR ALONG E LINE OF SAID SEC 5 A DIST OF |
| Legal Range | 021 |
| Legal Township | 033 |
| Legal Section | 05 |
| Legal Subdivision | AVERY ESTATES |
| Jurisdiction | CHISAGO MN |
| Township / Civil Division | STACY |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 110404 |
5970 295th St is owned and occupied by two individuals who bought it in December 2007.
Source: Chisago County records, as of April 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5970 295TH ST, STACY, MN 55079-8614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2007 · Amount on File |
| Deed Sale | Dec 18, 2007 · Amount on File |
| Prior Sale | Apr 20, 2005 · Amount on File |
| Deed Document Number | 20078932 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHISAGO MN |
| Recording Date | Aug 17, 2026 |
| Property Address | 5970 295TH ST, STACY, MN 55079-8614 |
| Document Number | 0000695414 |
| Instrument Date | Aug 5, 2026 |
| Instrument | 2026695414 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 5970 295TH ST, STACY, MN 55079-8614 |
| Document Number | 0000695414, |
|---|---|
| Date | Aug 17, 2026 |
| Instrument | 2026695414 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 31, 2046 |
| Max Rate | -1% |
|---|
The 2026 property tax bill for 5970 295th St was $7,460 with a homeowner's exemption, down 3.3% from the year before.
Source: Chisago County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Chisago County |
| Municipality | Stacy City |
| Unified School District | North Branch Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,460.00 (-3.29%) | ||
| 2025 | $7,714.00 Homeowner's exemption | ||
| 2024 | $665,000 (-3.17%) | $665,000 (-3.17%) | |
| 2023 | $7,354.00 (+7.36%) Homeowner's exemption | $686,800 (+12.3%) Land $119,300 Building $567,500 | $686,800 (+12.3%) Land $119,300 Building $567,500 |
| 2022 | $6,850.00 (+10.31%) Homeowner's exemption | $611,600 (+27.63%) Land $115,800 Building $495,800 | $611,600 (+27.63%) Land $115,800 Building $495,800 |
| 2021 | $6,210.00 | $479,200 | $479,200 Land $93,000 Building $386,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5970 295th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5970 295th St is moderate, ranking above 46% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 76% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
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