Morgan County property record for 597 Zag Rd, West Liberty, KY 41472
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,792 sqft |
| Owner | 2 Individual Names on Record |
| Last Sale | $5,000 (May 2006) |
| Tax Bill | $10 (2025) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 052-00-00-056.03 |
| Primary APN | 052-00-00-056.03 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,792 sqft Living Area |
| Exterior Material | Baked Enamel |
|---|---|
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Metal |
| Cooling System | None |
|---|---|
| Sewer | Connected |
| Street Address | 597 ZAG RD |
|---|---|
| City | WEST LIBERTY |
| State | KY |
| Zip | 41472-7624 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | DW MOBILE HOME AND LAND |
| Jurisdiction | MORGAN KY |
| Township / Civil Division | WRIGLEY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 950200 |
Source: Morgan County records, as of November 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 597 ZAG RD, WEST LIBERTY, KY 41472-7624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2006 · Amount on Record |
| Deed Sale | May 1, 2006 · Amount on Record |
| Deed Document Number | 0000205279 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN KY |
| Recording Date | May 4, 2026 |
| Property Address | 597 ZAG RD, WEST LIBERTY, KY 41472-7624 |
| Document Number | 0231000914 |
| Book / Page | 231 / 914 |
| Instrument Date | Apr 20, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | HOME TOWNE SETTLEMENT SERVICES LLC, HOME TOWNE SETTLEMENT SERVIC |
| Name | Verified Name |
|---|---|
| Address | 597 ZAG RD, WEST LIBERTY, KY 41472-7624 |
| Document Number | 0231000914, |
|---|---|
| Date | May 4, 2026 |
| Book Page | 231/914 |
| Name | VANDERBILT MORTGAGE AND FINANCE, INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Morgan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Morgan County |
| Unified School District | Morgan County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10.00 (-77.78%) Additional exemption filed | $50,000 (-) | $50,000 (-) |
| 2023 | $45.00 Additional exemption filed | $50,000 | $50,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 73% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORGAN COUNTY WATER DISTRICT serves 7,502 people · EPA ID KY0880594 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2025 Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mountain Rural Telephone Cooperative Fiber | 2,000 / 2,000 |
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