597 Windrowe Dr, Cookeville, TN 38506 Property Records

Putnam County property record for 597 Windrowe Dr, Cookeville, TN 38506

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,086 sqft · built 1995
Lot Size0.258 acres (11,250 sqft)
Owner2 Individual Names on Record
Last Sale$133,860 (Dec 1995)
Tax Bill$1,978 (2022)
Deeds & MortgagesOct 2022 Line of Credit
Jul 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN071083C D 03100

Property Details

APN / Parcel Number

Primary APN071083C D 03100
Alternative APN
  • 083C D 03100

Interior

Full Baths3 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories2 Stories
Building Area2,086 sqft Living Area
1st Floor Area911 sqft
Upper Floors Area1,175 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2008
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,250 sqft
Lot Dimensions125 ft deep x 90 ft wide
TerrainRolling
Garage TypeFinished
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Deck Area288 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address597 WINDROWE DR
CityCOOKEVILLE
StateTN
Zip38506-4254
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 01, COUNTY AREA: E07
Legal SubdivisionWINDROWE VILLAGE
Legal Lot Number31 90
JurisdictionPUTNAM TN
Township / Civil Division1
Census Block Group2
Census Block2008
Census Tract1202

Owner

Source: Putnam County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address597 WINDROWE DR, COOKEVILLE, TN 38506-4254
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2022Deed of Trust, Mortgage · Line of Credit
WILSON BANK & TRUST
Jul 11, 2018Deed of Trust, Mortgage · Line of Credit
WILSON BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 8, 1995 · Amount on Record
Deed SaleDec 8, 1995 · Amount on Record
Prior SaleAug 29, 1994
Deed Document Number0000365337
Deed Book / Page365 / 337
Record UpdatedJun 8, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM TN
Property Address597 WINDROWE DR, COOKEVILLE, TN 38506-4254
Transaction TypeMortgage
Record UpdatedNov 15, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address597 WINDROWE DR, COOKEVILLE, TN 38506-4254

Mortgage

Document Number0000144131
DateOct 31, 2022
Book Page1441/31
Instrument280285
Lender
NameWILSON BANK & TRUST
TypeBank
AddressLEBANON, TN 37088
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 25, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM TN
Property Address597 WINDROWE DR, COOKEVILLE, TN 38506-4254
Document NumberRB107035
Instrument DateJul 11, 2018
Transaction TypeMortgage
Record UpdatedAug 7, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address597 WINDROWE DR COOKEVILLE TN 385064255, COOKEVILLE, TN 38506-4255

Mortgage

Document NumberRB107035
DateJul 23, 2018
Book Page001070/000035
Instrument216097
Lender
NameWILSON BK&TR
TypeBank
AddressLEBANON, TN 37088
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJul 22, 2028
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyPutnam County
MunicipalityCookeville City
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$60,425 (-) Land $8,350 Building $52,075
2023$60,425 Land $8,350 Building $52,075
2022$1,978.00
2021$241,700 Land $33,400 Building $208,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOOKEVILLE WATER DEPT
serves 49,711 people · EPA ID TN0000133
Water SourceSurface water
Last State InspectionJan 2026
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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