Hernando County property record for 597 Waterfall Dr, Spring Hill, FL 34608 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2001 |
| Square Footage | 1,662 sqft Living Area |
| Lot Size | 17,424 sqft (0.4 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $150,000 (2017) |
| Tax Bill | $1,348.00 (2025) |
| Primary APN | R32-323-17-5060-0267-0400 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Building Area | 1,662 sqft Living Area |
| 1st Floor | 1,662 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Stucco Exterior |
| Construction Type | Concrete Construction |
| Foundation Type | Concrete Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 17,424 sqft (0.4 acres) |
| Depth X Width | 148 ft x 109 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 462 sqft Garage |
| Patio Area | 9 sqft Patio |
|---|---|
| Porch | 1 Porch |
| Porch Area | 250 sqft Porch |
| Utility Building | 264 sqft Utility Building |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 00247931 |
|---|---|
| Street Address | 597 WATERFALL DR |
| City | SPRING HILL |
| State | FL |
| Zip | 34608-6741 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 6 BLK 267 LOT 40 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 35 |
| Legal Subdivision | SPRING HILL UN 6 |
| Legal Block | 267 |
| Legal Lot Number | 40 |
| Legal Unit | 6 |
| Jurisdiction | HERNANDO FL |
| Minor Civil Division | SPRING HILL |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 41402 |
Source: Hernando County records · APN R32-323-17-5060-0267-0400
Assessment roll updated October 31, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 597 WATERFALL DR, SPRING HILL, FL 34608-6741 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 31, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCE CO |
| Aug 03, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU |
| Sep 27, 2017 | Warranty Deed, Transfer SOUTHERN SECURITY TITLE SERVICES |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 27, 2017 · Amount on Record |
| Deed Sale | Sep 27, 2017 · Amount on Record |
| Prior Sale | Mar 20, 2002 · Amount on Record |
| Deed Doc Number | 2017054669 |
| Deed Book / Page | 3510 / 0865 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 597 WATERFALL DR, SPRING HILL, FL 34608-6741 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0035210242 |
|---|---|
| Date | Oct 31, 2017 |
| Book Page | 3521/0242 |
| Instrument | 2017061720 |
| Name | CARDINAL FINANCE CO |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 597 WATERFALL DR, SPRING HILL, FL 34608-6741 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0038700757 |
|---|---|
| Date | Aug 03, 2020 |
| Book Page | 3870/757 |
| Instrument | 2020046561 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Sep 27, 2017 |
| Property Address | 597 WATERFALL DR, SPRING HILL, FL 34608-6741 |
| Document Number | 0035100865 |
| Book / Page | 003510 / 000865 |
| Instrument Date | Sep 21, 2017 |
| Instrument | 54669 |
| Transaction Type | Transfer |
| Record Updated | Nov 07, 2017 |
| Title Company | SOUTHERN SECURITY TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,050.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 597 WATERFALL DR SPRING HILL FL 346086741, SPRING HILL, FL 34608-6741 |
Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,348.00 (+2.28%) Additional exemption filed | $133,921 (+5.99%) | $265,300 (+11.08%) Land $49,261 Building $216,039 |
| 2023 | $126,356 (+3%) Land $126,356 | ||
| 2022 | $1,318.00 Homeowner's exemption | $122,676 | $238,835 Land $46,030 Building $192,805 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 1% of the US · above 1% of Florida |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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