597 Wagon Bend Rd, Berthoud, CO 80513 Property Records

Larimer County property record for 597 Wagon Bend Rd, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,293 sqft · built 2018
Lot Size	0.141 acres (6,156 sqft)
Owner	2 Individual Names on Record
Last Sale	$446,691 (Oct 2018)
Tax Bill	$6,048 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`94023-38-006`

Property Details

APN / Parcel Number

Primary APN	`94023-38-006`
Alternative APN	`R1666062`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,293 sqft Living Area
Basement Area	845 sqft
Finished Basement	737 sqft
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2018
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,156 sqft (0.141 acres)
Garage Type	Attached
Garage Area	627 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1666062
Street Address	597 WAGON BEND RD
City	BERTHOUD
State	CO
Zip	80513-2690
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6, BLK 15, PRAIRIESTAR FILING NO 3 AMENDMENT 1, BER (20180002508)
Legal Quarter	SW
Legal Subdivision	PRAIRIESTAR FILING NO 3 AMENDMENT 1
Legal Block	15
Legal Lot Number	6
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2106
Census Tract	2602

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	597 WAGON BEND RD, BERTHOUD, CO 80513-2690
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Deed of Trust, Mortgage · Line of Credit CANVAS CU
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST WESTERN BANK & TRUST
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST WESTERN TRUST BANK
Oct 23, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI CITYWIDE HM LNS CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2018 · Amount on Record
Deed Sale	Oct 23, 2018 · Amount on Record
Deed Document Number	20180064672
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	597 WAGON BEND RD, BERTHOUD, CO 80513-2690
Transaction Type	Mortgage
Record Updated	Jun 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024627
Date	Jun 14, 2023
Instrument	20230024627

Lender

Name	CANVAS CU
Type	Credit Union
Address	ENGLEWOOD, CO 80155

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	597 WAGON BEND RD, BERTHOUD, CO 80513-2690
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000104049
Date	Dec 10, 2020
Instrument	20200104049

Lender

Name	FIRST WESTERN BANK & TRUST
Type	Bank
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Aug 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	597 WAGON BEND RD, BERTHOUD, CO 80513-2690
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059514
Date	Aug 4, 2020
Instrument	20200059514

Lender

Name	FIRST WESTERN TRUST BANK
Type	Bank
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

October 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Oct 23, 2018
Property Address	597 WAGON BEND RD, BERTHOUD, CO 80513-2690
Document Number	0000064672
Instrument Date	Oct 19, 2018
Instrument	64672
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 31, 2018
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44.67
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	597 WAGON BEND RD BERTHOUD CO 805132690, BERTHOUD, CO 80513-2690

Mortgage

Document Number	64673
Date	Oct 23, 2018
Instrument	64673

Lender

Name	CITYWIDE HM LNS CORP
Address	SANDY, UT 84070

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2048

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,048.00 (+8.78%)	$37,744 (-5.84%) Land $7,650 Building $30,094	$603,900 (+0.94%) Land $122,400 Building $481,500
2023	$5,560.00 (+16.76%)	$40,086 (+24.01%) Land $8,201 Building $31,885	$598,300 (+28.64%) Land $122,400 Building $475,900
2022	$4,762.00	$32,324 Land $6,616 Building $25,708	$465,100 Land $95,200 Building $369,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 64% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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