Branch County property record for 597 W Chicago St, Coldwater, MI 49036
| Property Type | Commercial |
|---|---|
| Details | 9,000 sqft · built 2002 |
| Lot Size | 1.54 acres (67,082 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (May 2020) |
| Tax Bill | $7,444 (2025) |
| Deeds & Mortgages | May 2020 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 304-000-000-008-01 |
| Primary APN | 304-000-000-008-01 |
|---|
| Building Area | 9,000 sqft Building Perimeter |
|---|
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Lot Area | 67,082 sqft (1.54 acres) |
| Street Address | 597 W CHICAGO ST |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-9189 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | COM AT INTERSEC OF S LN OF SE 1/4 SEC 17 ON S LN OF W CHICAGO ST TH N 77DEG 21MIN 25 SEC W 365.04 , TH S 11DEG 26MIN 41 SEC W |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 951600 |
Source: Branch County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 597 W CHICAGO ST, COLDWATER, MI 49036-9189 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2020 · Amount on Record |
| Deed Sale | May 15, 2020 · Amount on Record |
| Deed Document Number | 20203185 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | May 15, 2020 |
| Property Address | 597 W CHICAGO ST, COLDWATER, MI 49036-9189 |
| Document Number | 0202003185 |
| Instrument Date | May 13, 2020 |
| Instrument | 2020-03185 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,580.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 757 RIVER RD, COLDWATER, MI 49036-9293 |
| Name | Verified Name |
|---|---|
| Address | 912 BECKWITH SHR, QUINCY, MI 49082-1072 |
| Document Number | 0202003186 |
|---|---|
| Date | May 15, 2020 |
| Instrument | 2020-03186 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $322,650 (+52.48%) | $645,300 (+52.48%) | |
| 2025 | $7,444.00 (+3.49%) | $211,600 | $423,200 |
| 2024 | $7,193.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER serves 13,822 people · EPA ID MI0001500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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